The role of asset allocation in Fidelity All-in-One ETFs
The team behind your Fidelity All-in-One ETF
A great football team isn’t built one way. Some teams win by putting points on the board fast. Others win by controlling the clock and shutting things down on defense. The point is, the roster matches the strategy.
A Fidelity All-in-One ETF works the same way, combining investments with different strengths, like stocks, bonds or crypto, into one portfolio designed around a specific approach.
Why asset allocation matters over the long run
Building a portfolio is kind of like building a football team. Asset allocation is about deciding how much of your portfolio goes into different investments like stocks or bonds.
Some portfolios are built to push harder for growth. That’s like running an aggressive offense, aiming to score more, even if the game gets a little choppy. Other portfolios are built to prioritize stability. That’s more like leaning on defense and ball control, trying to limit big swings. And plenty of portfolios aim for a mix of both. There isn’t one perfect roster, just the one that fits your goals and what you can stick with through a full season.
The right mix can have a bigger overall impact on your long-term results than focusing on hand-picking individual investments (or obsessing over one star player).
Stocks play offense
Think of stocks like the offense on your portfolio team. Offense drives the score higher and pushes the game forward. In the same way, stocks may help grow your wealth over time. But that potential comes with more ups and downs, kind of like going for a big play when there’s pressure on the quarterback.
Bonds hold the line on defense
A strong defense keeps things under control. In a portfolio, that role is often played by bonds. They can add stability and help cushion the ride when markets get bumpy. They may not rack up highlight-reel moments, but they can help limit damage when conditions aren’t great.
Fidelity sets the lineup
Fidelity All-in-One ETFs are like having a coach build the roster based on the style you choose. FCNS, FCIP and FFIX generally lean more on bonds for defense and stability. FBAL, FGRO and FEQT generally lean more on stocks for offense and long-term growth. And some options are intentionally built to lean heavily in one direction, depending on the goal of that ETF.
If you think of yourself as the owner of the team (your portfolio, in this example), you want to know the coach is sticking to the approach you signed up for. You pick the All-in-One ETF that suits your comfort level, and Fidelity handles the mix behind the scenes so you don’t have to call every play yourself.
Why this balance helps you get closer to victory
A smart coach knows how to use offense and defense during a game, the same way Fidelity All-in-One ETFs keep the right balance automatically, and adjust as markets change. Having this coach in the background minimizes the need for you to constantly adjust your own portfolio.
A team built for the long season
A strong portfolio, like a strong team, starts with the right mix of players. Fidelity All-in-One ETFs are built to help manage almost any season you’re facing.
