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FidelityConnects: Jurrien Timmer – The global macro view
Jurrien Timmer, Fidelity’s Director of Global Macro, shares his thoughts on what’s moving the markets around the world, to help you be better prepared for what may be next.
Jurrien Timmer
Director of Global Macro
November 27, 2023
FidelityConnects: Denise Chisholm – Sector watch
Denise Chisholm, Director of Quantitative Market Strategy, brings her unique insights and perspectives on the sectors to watch in global markets.
Denise Chisholm
Director of Quantitative Market Strategy
November 24, 2023
The Upside: Unwrapping holiday consumer trends
Aneta Wynimko, Portfolio Manager, discusses the latest global consumer trends, holiday spending expectations and how changing buying patterns are influencing portfolio positioning for Fidelity Global Consumer Industries Fund.
Aneta Wynimko
November 24, 2023
FidelityConnects: Unwrapping holiday consumer trends
Aneta Wynimko, Portfolio Manager, discusses the latest global consumer trends, holiday spending expectations and how changing buying patterns are influencing portfolio positioning for Fidelity Global Consumer Industries Fund.
Aneta Wynimko
November 23, 2023
The Upside – Invested in wellness with Jessie Sarafian – November 22, 2023
We sit for the most part of our working day, so why not take advantage and incorporate stretches into our routines? Join Jessie for a chair yoga sequence you can do at any time throughout the day when you need a little break.
November 22, 2023
FidelityConnects: Under the microscope – Global health care trends
Join Alex Gold, Portfolio Manager, as he discusses the latest trends and opportunities in the global health care sector, and key investment themes he’s watching closely as we wrap up 2023.
Alex Gold
November 22, 2023
FidelityConnects: Expanding economic opportunities for all Canadians
Join Elizabeth Mulholland, CEO of Prosper Canada, for an insightful discussion of how Prosper Canada advocates for financially vulnerable Canadians, and a summary of the organization’s tools and resources that may be informative for financial advisors and their clients.
November 21, 2023
FidelityConnects: Jurrien Timmer – The global macro view
Jurrien Timmer, Fidelity’s Director of Global Macro, shares his thoughts on what’s moving the markets around the world, to help you be better prepared for what may be next.
Jurrien Timmer
Director of Global Macro
November 20, 2023
The Upside: Fourth-quarter capital markets playbook
Join Andrei Bruno, Director of ETFs, for a comprehensive discussion on the latest in capital markets, including what the Fed’s interest rate decision means for investors.
Andrei Bruno
Director of ETFs
November 17, 2023
FidelityConnects: Building blocks – Industrials and materials
Join Fidelity Equity Research Analysts Robert Reynolds and Claire Fleming as they break down what’s shaping the industrials and materials sectors, and what’s on their radar as we wrap up 2023.
Robert Reynolds
Equity Research Analyst
November 17, 2023
The Upside – Invested in wellness with Jessie Sarafian – November 15, 2023
Build the strength in your foundation in this strong lower-body flow. Jessie will guide you through movements to strengthen your glutes, hamstrings and quads and have you feeling energized and empowered.
November 15, 2023
FidelityConnects: Emerging markets: Regions in focus
Abhijeet Singh, Institutional Portfolio Manager, takes us through emerging markets across the world and discusses the trends and patterns shaping Fidelity Emerging Markets Fund.
November 15, 2023
FidelityConnects: Fourth-quarter capital markets playbook
Join Andrei Bruno, Director of ETFs, for a comprehensive discussion on the latest in capital markets, including what the Fed’s interest rate decision means for investors.
Andrei Bruno
Director of ETFs
November 14, 2023
FidelityConnects: Jurrien Timmer – The global macro view
Jurrien Timmer, Fidelity’s Director of Global Macro, shares his thoughts on what’s moving the markets around the world, to help you be better prepared for what may be next.
Jurrien Timmer
Director of Global Macro
November 13, 2023
FidelityConnects: Denise Chisholm – Sector watch
Denise Chisholm, Director of Quantitative Market Strategy, brings her unique insights and perspectives on the sectors to watch in global markets.
Denise Chisholm
Director of Quantitative Market Strategy
November 10, 2023
FidelityConnects: How to support your clients’ financial wellness
Kick off Financial Literacy Month with personal finance expert, award-winning author and Chartered Professional Accountant Robin Taub. Learn more about the financial concerns affecting Canadians and how advisors can help support their clients’ financial wellness in a changing world.
November 09, 2023
FidelityConnects: Long/short investing strategies to consider
Brett Dley, Portfolio Manager, Fidelity Market Neutral Alternative Fund, explains how a long/short investing strategy may be successful in periods of volatility, and where he’s finding new opportunities
Brett Dley
November 08, 2023
The Upside – Invested in wellness with Jessie Sarafian – November 8, 2023
Get ready to work your arms! In this class, Jessie will take you through movements to wake up the upper body and give you the length and strength to tackle your day with open arms.
November 08, 2023
FidelityConnects: Finding tomorrow’s market leaders
Join Charlie Hebard and Michael Kim as they provide an update on Fidelity Long-Term Leaders Fund and discuss where they are finding emerging market movers and disruptors.
Michael Kim
November 07, 2023
FidelityConnects: The Silk Road: Asia-Pacific equity opportunities
Join Eileen Dib, Portfolio Manager, as she discusses the trends shaping investment decisions in the Asia-Pacific region and provides an update on current fund positioning.
Eileen Dibb
November 03, 2023
FidelityConnects: Alternatives strategies for the fourth quarter
Join David Way, Portfolio Manager of Fidelity Long/Short Alternative Fund, as he describes how liquid alternatives may fit into a client’s portfolio and discusses the latest trends in this emerging asset class.
David Way
November 02, 2023
Is Your Money Mindset Unhealthy? You Can Change It
The first step to improve your money mindset is to identify the healthy beliefs you want to keep and the unhealthy ones that no longer serve you.
November 02, 2023
FidelityConnects: Investor education and protection – How advisors can add value
Kick off Financial Literacy Month with an in-depth interview with special guest Tyler Fleming, Director of the Investor Office at the Ontario Securities Commission, for a discussion on investor trends, insights and new tools that may support advisors and provide more value to clients.
November 01, 2023
Where to get help if you’re struggling financially (and mentally)
Has worrying about debt or paying your bills kept you up at night? You’re not alone. Nearly half of Canadians (48%) are so stressed about their finances that they are losing sleep over it, according to FP Canada’s Financial Stress Index. In February 2023, a Scotiabank poll found that Canadians spend an average of 15 hours per week worrying about their finances (that’s the time equivalent of a part-time job), up from 10 hours last year.
November 01, 2023
Here's what happens when you meet with a financial advisor
If you're not rich (and hey, how many of us are?), it's easy to think that you don't need help managing your personal finances. But if you're struggling with managing debt payoff, learning to invest, or even just plain old budgeting, a financial advisor can offer helpful advice and reduce your stress levels. Let's take a look at what to expect when you meet with one.
November 01, 2023
FidelityConnects: Finding the potential in global markets
Join Ilan Kolet, Institutional Portfolio Manager, for insights on how the Global Asset Allocation team is positioning Fidelity Managed Portfolios and his perspective on the surprising resilience of the economy.
Ilan Kolet
Institutional Portfolio Manager
October 31, 2023
Three signs you really need a financial advisor
A financial advisor can help you meet goals like these, which is just one good reason to hire one. But if these signs apply to you, your need for a financial advisor may be even more urgent.
October 30, 2023
FidelityConnects: Q4 ETF Investing Trends
From low volatility to value to high quality, join Fidelity ETF expert Étienne Joncas-Bouchard for a discussion on which factors may be favorable in the current market environment and an update on Fidelity All-in-One ETFs.
Étienne Joncas-Bouchard
Fidelity ETF expert
October 27, 2023
How to manage money as a student
Let’s face it—life as a student can be challenging. You have to pay for tuition and textbooks (and housing, food and more for those not living at home); combine that with not having a full-time income, and the need for extra money is real. If you don’t want to feel constantly strapped for cash, consider these tips to make some dough, keep spending in control, crush your savings goals and tackle student loan debt early.
October 27, 2023
FidelityConnects: Bank of Canada Reaction: Live with Economist Don Drummond
Join us for a special interview with former TD Bank Chief Economist Don Drummond, as he breaks down what the latest Bank of Canada decision means for inflation, industry trends, and financial markets.  
Don Drummond
October 26, 2023
The Upside: Jurrien Timmer – The global macro view
Join Jurrien Timmer, Fidelity’s Director of Global Macro, to better understand what’s moving the markets around the world and to be better prepared for what may be next.
Jurrien Timmer
Director of Global Macro
October 26, 2023
FidelityConnects: Investing in Growth: Fidelity Insights Class
Join Michael Hickey, Institutional Portfolio Manager, as he provides an update on portfolio positioning and his perspectives on the pace of economic recovery and growth opportunities across sectors and industries.
Michael Hickey
Institutional Portfolio Manager
October 25, 2023
Should you financially support adult kids?
Some parents will tell you firsthand there’s no expiration date on this raising kids gig. For some, that means they extend financial help to their kids into adulthood.
October 25, 2023
FidelityConnects: Regulatory Dos and Don’ts for Advisors
Don’t miss our conversation with Ellen Bessner, a leading defense lawyer for advisors and dealers in regulatory and litigation and best-selling author of Advisor at Risk and Communication Risk. Learn more about regulatory and compliance best practices and how to have more effective conversations with your clients.
October 24, 2023
What Is compound interest? how it works, benefits, and how to calculate
Compound interest is a powerful financial concept that plays a critical role in growing your wealth over time. Compounding refers to the interest that's calculated on top of the interest you've already earned in a savings account or investment. When you combine the benefits of compounding with time, the results can lead to exponential growth, with your investments accumulating faster as time goes on.
October 20, 2023
Fidelity ETF Exchange: Q3 2023 Canadian ETF Industry Recap
In this episode of the Fidelity ETF Exchange, host Étienne Joncas Bouchard welcomes Andrei Bruno back to the show. Andrei is director of ETFs at Fidelity Canada and he sits down with Étienne and reflects on the notable ETF industry trends of the past quarter. They highlight how flows in the Canadian ETF industry continued their strong momentum in Q3, bringing the year-to-date total to $30.1 billion as of the end of September. Some other notable headlines include weakening demand for U.S. equity ETFs in favour of international equities, continued appetite for cash alternatives ETFs, as well as a rebound in the ESG category.
Andrei Bruno
Director of ETFs
October 20, 2023
FidelityConnects: Investing in liquid alternatives
Rory Poole, Director of Alternatives, discusses the latest market trends affecting liquid alternatives and why they may fit into a client's portfolio.
Rory Poole
Director of Alternatives
October 20, 2023
FidelityConnects: Finding solutions to Canada’s housing crunch
Join us for an informative discussion with two of Canada’s leading housing experts on the factors driving the national housing crunch and their recommendations to improve the situation
October 19, 2023
FidelityConnects: Global equities in focus
Patrice Quirion, Portfolio Manager of Fidelity Global Concentrated Equity and Fidelity International Concentrated Equity, discusses where he is finding global investing opportunities this year.
Patrice Quirion
October 19, 2023
How do I teach my kid to save an allowance?
My toxic trait is thinking I need to buy a coffee every time I leave the house. It’s a meme I truly identify with. And apparently the double latte doesn’t fall far from the tree because it seems my 10-year-old, Matilda, has developed a beverage-focused impulse spending habit, too.
October 17, 2023
FidelityConnects: The secret behind founder-led companies
Join Dan Kelley, Portfolio Manager, Fidelity Founders® Class, for a discussion of founder-led companies, including how and where he is finding opportunities in today’s market environment
Daniel Kelley
October 17, 2023
FidelityConnects: U.S. and Canadian equities: Striking the right balance
Join Darren Lekkerkerker, Portfolio Manager of Fidelity North American Equity Class, as he discusses his portfolio positioning for the remainder of 2023, where he is finding opportunities and how he is balancing U.S. and Canadian equity market opportunities.
Darren Lekkerkerker
October 05, 2023
FidelityConnects: Global perspectives on artificial intelligence
Join Matt Twigg, Senior Manager at Fidelity Labs in Tokyo, Japan, for a global perspective on artificial intelligence and what recent developments in the space may mean for you and your clients.
October 04, 2023
Money Gains: Making it count
Become an investing pro at any age.
October 03, 2023
Dollar-cost averaging: what it means, and will it help me through market volatility?
Dollar-cost averaging is a proven strategy that helps investors buy more shares of a company when they get cheaper, and fewer when they get more expensive, helping them ultimately purchase more stock at lower overall cost.
October 03, 2023
FidelityConnects: Diversify your equity strategy with Fidelity Global Equity+ Fund
Don’t miss your chance to hear from Fidelity Portfolio Managers Dan Dupont, Hugo Lavallée and Mark Schmehl as they share their thoughts on Fidelity Global Equity+ Fund and how it may benefit your client’s portfolios.
Daniel Dupont
Portfolio manager
October 03, 2023
15 shocking tax tips that you need to know about now
There are many deductions and credits that Canadians don’t know anything about, but if claimed could help reduce your overall taxes owing.
October 02, 2023
Twelve tips to lower your tax bill in 2023
Most Canadians only think about their taxes when they file in March or April, but by then it’s often too late to take advantage of the many tax-saving opportunities out there. Minimizing the tax on your hard-earned income is something you should pay attention to year round. So what can you do today to lower your next bill? Here are 12 ideas.
October 02, 2023
FidelityConnects: Jurrien Timmer – The global macro view
Jurrien Timmer, Fidelity’s Director of Global Macro, shares his thoughts on what’s moving the markets around the world, to help you be better prepared for what may be next.
Jurrien Timmer
Director of Global Macro
October 02, 2023
FidelityConnects: Today’s global market movers
Ayesha Akbar, Portfolio Manager, shares her insights on global markets and provides a portfolio positioning update on Fidelity Global Asset Allocation Fund.
Ayesha Akbar
September 29, 2023
‘Ask a lot of questions’ before deciding what to do with your tax refund: experts
With tax season upon us, experts say it’s best to take a hard look at your finances before deciding what to do with your tax refund — and they emphasize there is no one-size-fits-all approach for everyone to take.
September 27, 2023
Fidelity ETF Exchange: Celebrating 5 years of ETFs at Fidelity Canada
Audrey is a Capital Markets Analyst on Fidelity Canada’s ETF team. As Fidelity Canada celebrates the 5th anniversary of its first ETF launch, Audrey explains to investors what ETF products Fidelity offers and elaborates on its many categories such as, equity factors, fixed-income, thematic, multi-asset and more. Étienne and Audrey also touch on the five common myths about ETFs and also five tips when it comes to trading ETFs.
Audrey Kim
Capital Markets Analyst
September 22, 2023
The Upside – Jurrien Timmer: The global macro view – September 22, 2023
Jurrien Timmer, Fidelity’s Director of Global Macro, shares his thoughts on what’s moving the markets around the world, to help you be better prepared for what may be next.
Jurrien Timmer
Director of Global Macro
September 22, 2023
FidelityConnects: Expert insights: Canadian cybersecurity trends
Join us for an informative interview with Canadian cybersecurity expert Imran Ahmad as he shares some of the latest developments in the space and explains why advisors are well positioned to protect clients from these situations.
Imran Ahmad
Canadian cybersecurity expert
September 22, 2023
FidelityConnects: Fuelling the future: Canadian energy trends
Thomas Goldthorpe, Equity Research Analyst, shares his investment perspectives on the Canadian energy sector and the global trends influencing its future.
Thomas Goldthorpe
Equity Research Analyst
September 21, 2023
The Upside: BoC and the Fed – Impact on markets
David Tulk, Portfolio Manager, discusses the latest central bank rate decisions, inflation and perspectives on the global economy.
David Tulk
September 21, 2023
FidelityConnects: Fidelity True North® Fund with Maxime Lemieux
Join Maxime Lemieux, Portfolio Manager, for a discussion about Canadian equity markets and an update on Fidelity True North® Fund.
Maxime Lemieux
September 20, 2023
FidelityConnects: BoC and the Fed – Impact on markets
Join David Tulk, Portfolio Manager, for a discussion of the latest central bank rate decisions, inflation and perspectives on the global economy.
David Tulk
September 19, 2023
FidelityConnects: Jurrien Timmer – The global macro view – September 18, 2023
Jurrien Timmer, Fidelity’s Director of Global Macro, shares his thoughts on what’s moving the markets around the world, to help you be better prepared for what may be next.
Jurrien Timmer
Director of Global Macro
September 18, 2023
The Upside – Invested in wellness with Jessie Sarafian – September 18, 2023
Today we are joined by April Cockshutt, clinical herbalist and certified nutritional practitioner, for an engaging discussion on unlocking the secrets to a healthy gut and improved digestion. We will explore effective strategies for gut support, including key dietary tips, lifestyle practices and natural remedies to enhance your gut health. After all, you are what you eat and absorb!
Jessie Sarafian
September 18, 2023
The Upside: Live from London – Global market briefing
Tom Stevenson, Investment Director, provides his commentary and perspectives on global markets, including the latest news from Europe.
Tom Stevenson
Investment Director
September 14, 2023
FidelityConnects: In conversation with the Hon. Jason Kenney
The Honourable Jason Kenney, Senior Advisor at Bennett Jones, joins us for a comprehensive conversation on Canada’s economic outlook, energy strategy and other domestic events affecting financial markets.
The Honourable Jason Kenney
Senior Advisor at Bennett Jones
September 13, 2023
FidelityConnects: Live with Mark Schmehl
Join us for a live, interactive discussion with Mark Schmehl, Portfolio Manager, as he shares his perspectives on global markets, technology and innovation trends influencing his investment decision making.
Mark Schmehl
September 12, 2023
The Upside: Inflation and Canada’s bond markets
Sri Tella, Portfolio Manager, discusses his outlook for Canada’s bond markets and the indicators to watch for as we wrap up the third quarter of 2023.
Sri Tella
September 12, 2023
Are you raising money-smart, entrepreneurial children? These best practices can help
It is essential to break away from the taboo surrounding money talks and educate our children about financial literacy to ensure they are equipped with the skills they need to make informed and responsible money decisions in the future.
September 11, 2023
FidelityConnects: Capital markets playbook
Join Andrei Bruno, Director of ETFs, for a comprehensive discussion of the latest in capital markets and the ETF industry.
Andrei Bruno
Director of ETFs
September 11, 2023
Personal finance for beginners: what you need to know to build wealth
People who struggle with financial literacy are nearly three times as likely to be constrained by debt; three times more likely to be financially fragile; and more than four times as likely to lack emergency savings sufficient to cover one month of living expenses, according to a 2023 TIAA Institute-GFLEC Personal Finance Index.
September 08, 2023
FidelityConnects: Factor investing: Fall trends to watch
Join Bobby Barnes, Head of Quantitative Index Solutions, for a discussion of the factors shaping today’s markets and those advisors should keep a close eye on in the months ahead.
Bobby Barnes
Head of Quantitative Index Solutions
September 08, 2023
How to prepare for a recession: plan ahead to survive and thrive
If you've listened to the news during the past year, you've no doubt heard the constant talk of an economic downturn and possible recession. But what exactly is a recession, and if it's as serious as every news anchor, analyst, and pundit makes it sound, how can you prepare for a recession if it happens?
September 08, 2023
FidelityConnects: Inflation and Canada’s bond markets
Sri Tella, Portfolio Manager, discusses his outlook for Canada’s bond markets and the indicators to watch for as we wrap up the third quarter of 2023.
Sri Tella
September 07, 2023
FidelityConnects: Live from London – Global market briefing
Tom Stevenson, Investment Director, provides his commentary and perspectives on global markets, including the latest news from Europe.
Tom Stevenson
Investment Director
September 06, 2023
FidelityConnects: Global asset allocation perspectives
Join Ilan Kolet, Institutional Portfolio Manager, as he shares the latest insights from the Global Asset Allocation team, including the state of the Canadian economy and FMP fund positioning in today’s market environment.
Ilan Kolet
Institutional Portfolio Manager
September 05, 2023
Where do we pay income tax if we retire abroad
Question: “We’re thinking about moving to Mexico full-time when we retire. Where would we pay income tax on our monthly Canadian pensions?” Answer is here.
September 01, 2023
The Upside – AI and machine learning trends
Join Sarah Hoffman, Vice President, AI and Machine Learning Research, for a timely discussion of AI, machine learning technologies and how these innovations are shaping the financial services industry.
Sarah Hoffman
Vice President, AI and Machine Learning Research
September 01, 2023
How becoming common-law or getting hitched changes tax-filing season
As more Canadians enter common-law relationships, experts are encouraging young couples to educate themselves on the tax implications.
August 31, 2023
FidelityConnects: Fidelity Technology Innovators Fund – Finding tomorrow’s disruptors
Join Radhika Surie, Investment Director, Fidelity Technology Innovators Fund, for an exciting look at the global equities making the biggest noise in the technology sector.
Radhika Surie
Investment Director, Fidelity Technology Innovators Fund
August 31, 2023
Budgeting 101: How it works and helps you to manage money
One of the building blocks of personal finance is budgeting. But the word budget can be confusing or feel restrictive. Adding to that, there are many ways to budget—but what it boils down to is creating a plan for your money and tracking where it goes. Ideally, a budget creates more freedom, not less.
August 30, 2023
FidelityConnects: AI and machine learning trends
Join Sarah Hoffman, Vice President, AI and Machine Learning Research, for a timely discussion on AI, machine learning technologies and how these innovations are shaping the financial services industry.
Sarah Hoffman
Vice President, AI and Machine Learning Research
August 30, 2023
FidelityConnects: Small-cap investing in today’s environment
Join Nick Horn, Institutional Portfolio Manager, Fidelity Global Small Cap Fund, for an analysis of how global small caps are shaping up, and the areas where he is finding investing opportunities.
Nick Horn
Institutional Portfolio Manager
August 29, 2023
The Upside – Crunching the numbers: Canada’s financials sector today
Join us for a comprehensive discussion with members of Fidelity’s equity research team covering the Canadian financials sector. Learn more about the latest market news, trends and data shaping investment decision making in the sector.
Nicolas Bellemare
Equity Research Analyst
August 29, 2023
FidelityConnects: Crunching the numbers: Canada’s financials sector today
Join us for a comprehensive discussion with members of Fidelity’s equity research team covering the Canadian financials sector. Learn more about the latest market news, trends and data shaping investment decision making in the sector.
Nicolas Bellemare
Equity Research Analyst
August 25, 2023
FidelityConnects: Jackson Hole 2023: Fixed income perspectives
Join Institutional Portfolio Manager Beau Coash as he shares his views on today’s fixed income markets, and what may be discussed at this year’s Jackson Hole Economic Symposium.
Beau Coash
Institutional Portfolio Manager
August 23, 2023
The Upside – Jurrien Timmer: The global macro view – August 22, 2023
Jurrien Timmer, Fidelity’s Director of Global Macro, shares his thoughts on what’s moving the markets around the world, to help you be better prepared for what may be next.
Jurrien Timmer
Director of Global Macro
August 22, 2023
FidelityConnects: Back to school: Engaging next-gen investors
Join personal finance expert, award-winning author and chartered professional accountant Robin Taub for a discussion of the importance of financial literacy and how advisors can engage with the next generation of investors through financial education.
August 22, 2023
FidelityConnects: Jurrien Timmer – The global macro view – August 21, 2023
Jurrien Timmer, Fidelity’s Director of Global Macro, shares his thoughts on what’s moving the markets around the world, to help you be better prepared for what may be next.
Jurrien Timmer
Director of Global Macro
August 21, 2023
The Upside – Invested in wellness with Jessie Sarafian – August 21, 2023
Discover practical and simple techniques to cultivate mindful eating habits and nourish your digestive system. Don’t miss out on this insightful session to enhance your body by feeling balanced and lighter, and getting that belly happy!
Jessie Sarafian
August 21, 2023
FidelityConnects: Opportunities in global real estate
Steve Buller, Portfolio Manager, Fidelity Global Real Estate Fund, discusses his outlook on global real estate markets and where he is finding new investment opportunities.
Steve J. Buller
August 18, 2023
FidelityConnects: ETF factors for today’s markets
From low volatility, to value, to quality – join Étienne Joncas-Bouchard, ETF Strategist, for a discussion of which factors may be favourable in the current market environment, and an update on Fidelity All-in-One ETFs.
Étienne Joncas-Bouchard
ETF Strategist
August 17, 2023
FidelityConnects: China at the crossroads – Economic path forward
Located in Hong Kong, Catherine Yeung, Investment Director, explores China’s investment landscape as we enter the second half of 2023, including an update on growth, trade relations and the impact of regulatory and policy changes.
Catherine Yeung
Investment Director
August 16, 2023
The Upside – Spender or saver? Investing in global consumer industries
Aneta Wynimko, Portfolio Manager, discusses the latest global consumer spending patterns and where she is finding opportunities.
Aneta Wynimko
August 15, 2023
The Upside: Live from London – Global market briefing
Investment Director Tom Stevenson provides his commentary on global markets, including the latest developments in Europe.
Tom Stevenson
Investment Director
August 10, 2023
The five best things you can do to prepare for a recession
The idea of an economic recession can be scary. The more steps you take to prepare for a downturn, the more peace of mind you'll give yourself. Here's how to gear up for a worsening economy.
August 09, 2023
Why Gen Z investors should consider All-in-One ETFs
As part of Gen Z, you have at least one advantage over your parents when they were at this same stage of their lives: more access to a wider selection of wealth-building tools to help you reach your goals. The All-in-One exchange-traded fund (ETF) is a prime example.
August 01, 2023
How to create a personal budget
Here’s what you should know about why and how to create a personal budget, including tips for setting goals and making your plan work.
August 01, 2023
Five ways to deal with money envy
If you’ve ever scrolled through social media posts only to be gripped with envy when you see a friend posing in front of their beautiful house or enjoying themselves at a luxurious resort, then you understand how easy it is to want what other people have. Financial envy is real, and sometimes it can be ugly.
July 31, 2023
FidelityConnects: Finding opportunities in U.S. large caps
Steve DuFour, Portfolio Manager, Fidelity U.S. Focused Stock Fund, discusses his views on U.S. equity valuations in the current market environment and where he is finding investment opportunities.
Stephen DuFour
July 19, 2023
Fidelity ETF Exchange: Q2 2023 Canadian ETF Industry Recap
Andrei breaks down all the notable ETF industry trends of the past quarter. Flows in the Canadian ETF industry for the second quarter came in at 8 point 9 billion, bringing the YTD total to 19 point 6 billion as of end of June. Fixed-income dominated equity flows, with $5.7B versus $1.5B. Some of the other notable headlines include weakening demand for U.S. equity ETFs and continued appetite for cash alternative ETFs.
Andrei Bruno
Director of ETFs
July 18, 2023
Fidelity ETF Exchange: Alternative investing deep-dive with Rory Poole
On this episode of the Fidelity ETF Exchange, host Étienne Joncas Bouchard welcomes Rory Poole to the show. Rory is director of Alternatives at Fidelity Investments Canada. He gives a review of what alternative investments are and how to incorporate them into a portfolio. Other topics in the show include various types of strategies, their availability through different vehicles as well as future trends to keep an eye on.
Rory Poole
Director of Alternatives
July 14, 2023
Four financial habits to get your finances in order, according to experts
Building lasting wealth and getting your finances in order doesn’t happen overnight. It takes time to create consistent, positive habits that snowball into long-term financial stability and wealth.
July 03, 2023
Fidelity ETF Exchange: Overseas insights with Dorcas Phillips
Dorcas speaks to Etienne about what major trends are moving the ETF European market, as well as how the market is structured. She also touches upon the impact of multiple exchanges in other countries as well as the continued growth in the thematic and ESG space.
Dorcas Phillips
Fidelity International ETF director
June 29, 2023
FidelityConnects: Denise Chisholm – Sector Watch
Denise Chisholm, Director of Quantitative Market Strategy, brings her unique insights and perspectives on the sectors to watch in global markets.
Denise Chisholm
Director of Quantitative Market Strategy
June 23, 2023
FidelityConnects: Canadian personal finance trends with Rob Carrick
In this special interview, The Globe and Mail’s personal finance columnist, Rob Carrick, shares a look at the personal finance topics and trends he’s focused on right now and in the months ahead.
Rob Carrick
Personal finance columnist
June 21, 2023
Start the elder care conversation
If you’re a caregiver, or you are concerned that you may become a caregiver in the future or that you may someday need care yourself, it’s critical that you broach the topic with your parents or your adult children.
June 19, 2023
FidelityConnects: Oil, gas and renewables – Summer outlook
Thomas Goldthorpe, Equity Research Analyst, shares his perspectives on the market trends shaping the energy sector in Canada and around the world.
Thomas Goldthorpe
Equity Research Analyst
June 16, 2023
Investing in the stock market: A beginner's guide
While it might seem intimidating—from the alphabet soup of terms like IRAs and 401(k)s to keeping track of the latest market movements—understanding the basics can boost your confidence and help you feel comfortable getting started.
June 16, 2023
Why the Canadian banking system is world class
If you want to keep your money safe, there are few better places to put it than in the Canadian financial system. While other countries have dealt with unexpected bank failures, Canadian banks continue to withstand those pressures.
June 16, 2023
FidelityConnects: In-depth analysis – The 2023 Fidelity Retirement Report
Do you want to know the latest trends impacting Canadian retirement planning? Peter Bowen and Michelle Munro discuss the key insights featured in the 2023 Fidelity Retirement Report, including the value of advice in retirement planning.
Peter Bowen
Vice-President of Tax and Retirement Research
June 15, 2023
How much do Canadians need to save per year for retirement?
It’s hard enough for people to wrap their heads around saving and investing for retirement in normal economic times, so it’s no surprise how overwhelmed so many feel about their financial futures today.
June 13, 2023
FidelityConnects: The global market playbook: What’s next?
Fidelity Portfolio Manager Ayesha Akbar shares her insights on global markets and provides a portfolio positioning update for Fidelity Global Asset Allocation Fund.
Ayesha Akbar
June 09, 2023
FidelityConnects: New SRO Update: Regulatory issues and upcoming rules for financial advisors
Join Karen McGuinness for a conversation about the Canadian Investment Regulatory Organization (CIRO), the approved name for the new Self-Regulatory Organization.
June 08, 2023
The Upside – Denise Chisholm: Sector Watch
Denise Chisholm, Director of Quantitative Market Strategy, brings her unique insights and perspectives on the sectors to watch in global markets.
Denise Chisholm
Director of Quantitative Market Strategy
June 08, 2023
FidelityConnects: Hugo Lavallée – Going against the grain
Portfolio Manager Hugo Lavallée shares his thoughts on contrarian investing, fund positioning and opportunities in Canadian equities.
Hugo Lavallée
June 07, 2023
FidelityConnects: Denise Chisholm – Sector Watch
Denise Chisholm, Director of Quantitative Market Strategy, brings her unique insights and perspectives on the sectors to watch in global markets.
Denise Chisholm
Director of Quantitative Market Strategy
June 06, 2023
FidelityConnects: Opportunities in dividend investing
Fidelity Portfolio Manager Don Newman discusses where he is finding investment opportunities amid the current macroeconomic environment and discusses the continued importance of owning dividend-paying equities in client portfolios.
Don Newman
June 05, 2023
Give the gift of financial independence this Father’s Day
Here are several ways to show your father that you are in control of your finances and on your way to financial independence.
June 05, 2023
FidelityConnects: Factor investing – What’s trending and why
Bobby Barnes, Head of Quantitative Index Solutions, discusses the factors shaping today’s markets and which ones advisors should keep a close eye on in the months ahead.
Bobby Barnes
Head of Quantitative Index Solutions
June 02, 2023
FidelityConnects: Fidelity Global Intrinsic Value Fund – Salim Hart and Naveed Rahman
Salim Hart, Portfolio Manager of Fidelity Global Intrinsic Value Fund, and Institutional Portfolio Manager Naveed Rahman discuss their outlook on global equities and provide an update on Fidelity Global Intrinsic Value Fund.
Salim Hart
May 31, 2023
The Upside – Opportunities in dividend investing
Fidelity Portfolio Manager Don Newman discusses where he is finding investment opportunities amid the current macroeconomic environment and discusses the continued importance of owning dividend-paying equities in client portfolios.
Don Newman
May 30, 2023
FidelityConnects: U.S. and Canadian equities – Striking the right balance
Darren Lekkerkerker, Portfolio Manager of Fidelity North American Equity Class, discusses his portfolio positioning in 2023, where he is finding opportunities and how he is balancing U.S. and Canadian equity market opportunities.
Darren Lekkerkerker
May 29, 2023
The Upside – Canadian bonds: Second-half outlook
Sri Tella, Portfolio Manager, discusses his outlook for Canada’s bond markets and the indicators to watch for in the second half of 2023.
Sri Tella
May 26, 2023
Quarterly Blockchain Newsletter - Q1 2023
Quarterly update on blockchain news written by Meghan Chen.
May 26, 2023
FidelityConnects: Canada’s tech sector in focus
Get plugged in to what’s new and innovative in the Canadian technology sector with this lively discussion featuring Fidelity Equity Research Analysts Evan Zehnal and Vishal Chopra.
Evan Zehnal
Equity Research Analyst
May 26, 2023
FidelityConnects: Fidelity ETFs – Active strategies for active markets
Andrei Bruno, Director, ETFs, discusses how Fidelity’s suite of active ETFs and ETF series could help your clients achieve their long-term investment goals and stay diversified.
Andrei Bruno
Director, ETFs
May 25, 2023
Fidelity Perspectives: How our portfolio managers are navigating markets
Fidelity Portfolio Managers weigh in on what investors could expect in the remainder of 2023.
May 25, 2023
FidelityConnects: Canadian bonds – Second-half outlook
Sri Tella, Portfolio Manager, discusses his outlook for Canada’s bond markets and the indicators to watch for in the second half of 2023.
Sri Tella
May 24, 2023
The Upside – Denise Chisholm: Sector Watch
Denise Chisholm, Director of Quantitative Market Strategy, brings her unique insights and perspectives on the sectors to watch in global markets.
Denise Chisholm
Director of Quantitative Market Strategy
May 24, 2023
FidelityConnects: Denise Chisholm – Sector Watch
Denise Chisholm, Director of Quantitative Market Strategy, brings her unique insights and perspectives on the sectors to watch in global markets.
Denise Chisholm
Director of Quantitative Market Strategy
May 23, 2023
Millennial Money: Can therapy make you richer?
Therapy can help improve your mental health, your stress levels and maybe even your relationship with your mom. It may also help improve your financial situation — a benefit many may not be aware of.
May 19, 2023
The Upside – The Spring consumer story: Is it in full bloom?
Fidelity’s research panel shares an in-depth discussion of the current state of consumers and what investment opportunities they are finding in the consumer staples and discretionary sectors.
May 18, 2023
Selling stocks at a loss in a TFSA: what it means for your contribution room
To answer your question directly, you do not get additional TFSA room if you have a capital loss. Likewise, you do not lose TFSA room if you have a capital gain. But keep reading; there’s more to know.
May 17, 2023
Can money buy happiness? Financial coaches weigh in
We've long heard the phrase, "money can't buy happiness." But does this wisdom hold up in real life?
May 17, 2023
Three ways to reduce your carbon footprint
We all want to live in a cleaner, more sustainable and economically stable world, but addressing climate change can feel like an impossible task.
May 17, 2023
FidelityConnects: The spring consumer story – Is it in full bloom?
Fidelity’s research panel shares an in-depth discussion of the current state of consumers and what investment opportunities they are finding in the consumer staples and discretionary sectors.
May 16, 2023
What is considered day trading in a TFSA
What does the CRA consider day trading in a TFSA? The CRA has previously contended that securities transactions may not always be on account of capital and may be considered income if the taxpayer is deemed to be carrying on a business.
May 15, 2023
Ninety one percent of women think men are better investors - here's why that couldn't be more wrong
Research consistently shows that women may not only be able to keep up with men in investing, but even achieve more than them. In fact, women saw 0.4% higher returns over a 10 year period, according to a 2021 analysis from Fidelity.
May 15, 2023
How a scarcity mindset can make or break women’s retirement
Far too many women fear losing their job, their income, and their savings. It's a logical fear, but there is a way to stop feeling powerless about money and shift out of the scarcity mindset.
May 12, 2023
FidelityConnects: Denise Chisholm – Sector Watch
Denise Chisholm, Director of Quantitative Market Strategy, brings her unique insights and perspectives on the sectors to watch in global markets.
Denise Chisholm
Director of Quantitative Market Strategy
May 10, 2023
FidelityConnects: Under the microscope – Global health care trends
Portfolio Manager Alex Gold discusses the latest trends and opportunities in the global health care sector, and key themes he’s watching in the second half of 2023.
Alex Gold
May 09, 2023
The Upside – Invested in wellness with Jessie Sarafian
Are you having trouble falling asleep? Need help winding down from your day? Join Jessie for a gentle yoga flow that will let your body prepare you for rest.
May 08, 2023
Twelve women share the #1 money lesson they learned from their mom
This article will take you through 12 money lessons that successful women have learned from their mothers.
May 08, 2023
FidelityConnects: Bits and bytes – Digital assets in 2023
Join Fidelity’s Meghan Chen, Digital Assets Strategist, for a comprehensive discussion of the news and events shaping the digital asset space this year.
Meghan Chen
Digital Assets Strategist
May 05, 2023
FidelityConnects: Exploring the world of fixed income
Institutional Portfolio Manager Beau Coash shares his views on today’s fixed income markets and what clients should be keeping a close eye on in 2023.
Beau Coash
Institutional Portfolio Manager
May 04, 2023
FidelityConnects: In focus – Canadian equities outlook
Joe Overdevest, Portfolio Manager, discusses the Canadian equity market across sectors, as well as providing an update on Fidelity Global Natural Resources Fund.
Joe Overdevest
May 03, 2023
The Upside – Live with Dan Dupont
Uncover the latest trends in value investing with Fidelity Portfolio Manager Dan Dupont as he discusses several of his mandates and provides his outlook on value strategies.
Daniel Dupont
Portfolio manager
May 03, 2023
How much tax is deducted from a pay stub?
If you're an employee in Canada, your take-home pay is less than your gross earnings. That's because your employer must deduct several amounts before issuing your paycheque.
May 03, 2023
FidelityConnects: In depth – Cybersecurity trends in the digital age
Cybersecurity expert Imran Ahmad shares some of the latest developments in the cybersecurity space and outlines how Canadians can take steps to better protect themselves in the digital age.
Imran Ahmad
Cybersecurity expert
May 02, 2023
FidelityConnects: Industrials and materials in the second quarter
Fidelity Equity Research Analysts Robert Reynolds and Claire Fleming break down what’s shaping the industrial and materials sectors, and what’s on their radar as the second quarter ramps up.
Robert Reynolds
Equity Research Analyst
April 28, 2023
Burnout is impacting women's finances more than ever - here's how to avoid it
Career and financial burnout among women is increasing. Here's what it means for a woman's financial trajectory, and how to help prevent it.
April 26, 2023
Emotional investing: How to make better decisions with your money
If you’ve struggled to remove emotions from your decision making, it’s OK. I have good news: That makes you human—and that’s a very good thing for your money.
April 25, 2023
FidelityConnects: Breaking news: Total cost reporting – What does it mean for advisors?
Sian Burgess, Fidelity’s Senior Vice President, Fund Oversight, provides a breakdown of the total cost reporting requirements and for an analysis of what they will mean for advisors and what to expect.
Sian Burgess
Senior Vice President, Fund Oversight
April 25, 2023
The Upside – Invested in wellness with Jessie Sarafian
In this restorative/yin practice, Jessie teaches you to stay in the moment and slow things down. Restore the mind and accept all that is so you can fully let go.
April 24, 2023
FidelityConnects: Navigating the world of capital markets
Andrei Bruno, Director, ETF Capital Markets, forecasts what may be on the horizon for capital markets following the latest Bank of Canada rate announcement.
Andrei Bruno
Director, ETF Capital Markets
April 21, 2023
Dialing back the emotion in your relationship with money
Finance is often seen as a cold, hard, logical topic, but personal finance is usually a surprisingly emotional topic. We tend to be more emotional about money than almost anything else, which is perhaps why so many arguments in relationships revolve around money.
April 21, 2023
3 ways to live sustainably and save some cash
For most Canadians, some thoughtful changes in just three areas – food choices, plastics use, emissions reductions – can make the biggest difference in achieving your savings and sustainable living goals.
April 19, 2023
Fidelity ETF Exchange: Q1 2023 Canadian ETF Industry Recap
Today, our panel breaks down all the notable ETF industry trends of the past quarter. As both equity and fixed-income markets rebounded in Q1 of 2023 with some strong performance, ETF flows ensued.
Andrei Bruno
Director of ETFs
April 19, 2023
Five tips to help you save for emergencies
Following this rule aims to keep borrowers from overextending themselves for housing and other costs.
April 19, 2023
TFSA contribution room calculations
Tax-free savings accounts allow Canadians to earn tax free income on a diverse range of investments. It is important to pay attention to the rules, and contribution room to ensure you are getting the most out of this account.
April 19, 2023
What makes bonds different than GICs?
Bonds are considered to be less risky than stocks and can provide a source of steady, predictable income in the form of interest, or coupon payments.
April 14, 2023
Your 2022 Tax Return Checklist
How to overcome the factors that keep women from achieving financial independence.
April 14, 2023
7 ways to stick to your budget on vacation
Vacation should be relaxing, but that doesn't mean you should overspend. Here are some tips and tricks to travel smarter so you can have the vacation you deserve—all within your budget.
April 13, 2023
I never planned to be a stay-at-home mom, but now that I am, I'll never let money take me by surprise again
Just because you aren't earning a salary doesn't mean you shouldn't worry about your finances. In fact, it's all the more reason to keep a close eye on things.
April 11, 2023
Financial Wellness Is Self-Care: 3 Steps to Help Improve Yours
Financial wellness – making a budget, understanding your personal finances or starting a savings plan – usually doesn’t make the list when you are committing to bettering your overall health.
April 04, 2023
How to save money fast
Of course, everyone’s spending habits are different. See which of these suggestions could make the biggest difference for your bottom line.
April 04, 2023
3 ways to protect your retirement from inflation
After a period of higher inflation, uneasy markets and higher interest rates, some are wondering if they will have to scale back their plans.
April 03, 2023
Fidelity ETF Exchange: Q2 2023 Portfolio Construction Perspectives with Cameron Chamberlain
The focus of the conversation was around ETF industry trends and their impact on portfolio construction. Some of the key topics discussed include the increase in popularity of cash-alternative ETFs as a replacement for fixed-income, duration management in fixed-income, understanding that not all Dividend ETFs are built the same and many more.
Cameron Chamberlain
Portfolio Strategist
April 03, 2023
3 tax-efficient ways to save for your future
Canadians have never had more places to save for their future. Here are three registered accounts to consider.
March 31, 2023
How does the Home Buyers’ Plan Work?
An overview of the Home Buyers’ Plan for first-time home owners.
March 31, 2023
Two accounts helping you save for a home
The new Tax-Free First Home Savings Account or the RRSP Home Buyers’ Plan – which option is right for you?
March 31, 2023
When do you need a financial advisor? Experts explain
Here is a four-step action plan to help you decide whether you need a financial advisor and how to find someone you trust.
March 31, 2023
The Tax-Free First Home Savings Account: A new registered account for prospective homebuyers
The Tax-Free First Home Savings Account: A new registered account for prospective homebuyers
March 31, 2023
Alpha vs. beta in investing: What’s the difference
Alpha and beta are two terms that get thrown around a lot in investing. They sound complicated, but they’re actually much simpler than they seem.
March 30, 2023
I Wasn't Taught About Money — & I Want Better for My Kids
Talking about it is certainly a great start, but it is only that — a start. This year, I’m committed to teaching my kids about financial literacy, and here’s how.
March 30, 2023
What Is Equity?
Equity is the value of an investor’s ownership of an asset. The concept of equity is most commonly applied to two types of assets: a shareholder’s equity in a company, or a homeowner’s equity in their property.
March 28, 2023
Why you should still open an RESP for an older child
Just because life has gotten in the way of opening an RESP, doesn’t mean it’s too late to start. It’s possible to catch up on your contributions and the amount of the CESG you receive.
March 24, 2023
What is a derivative?
Learn about derivatives and how they can be used to determine if they are suitable for you as an investor.
March 24, 2023
9 ways to survive any recession
Prepare yourself for a slower-growth world – and even come out stronger on the other end.
March 17, 2023
File Your Taxes in 5 Simple Steps
Tax time can be anxiety-inducing for some, but if you’re well-prepared it doesn’t have to be. While the majority of us might not relish the annual corralling of T-slips and receipts, filling out a return and filing it with the Canada Revenue Agency (CRA), putting off the deed too close to the deadline isn’t recommended.
March 17, 2023
Women are underrepresented in investing — here are 4 ways we can close the gap and work toward equality
Women are making great strides in the investing world, but there is still work to be done.
March 14, 2023
Silicon Valley Bank: What happened
An update on the collapse of the Silicon Valley Bank and what this means for investors.
March 13, 2023
Looking to travel this spring? Here are some cost-saving tips
With the spring break travel season approaching, those looking to flee the cold, wet Canadian snow for sunnier skies will likely be met with a hefty price tag for their getaway, with inflation and increased demand pushing costs up. But Downie said there are cheaper ways to travel if you know where to look and if you’re not afraid of the unconventional.
March 13, 2023
The Gender Investment Gap: How to overcome the factors that keep women from achieving financial independence
How to overcome the factors that keep women from achieving financial independence
March 13, 2023
Consider a corporate class fund
Corporate class mutual funds don’t always capture the spotlight, but they can be a tax-efficient alternative for investors and their non-registered investments.
March 07, 2023
4 tips for busy moms who want to start investing, from an expert investor and mom of two
Moms with young kids may feel like there's never enough time to get things done, and long-term financial goals such as investing can fall by the wayside.
March 06, 2023
Fidelity ETF Exchange: an Asset Allocator’s perspective, with David Tulk
This episode focuses on investing through the eyes of an asset allocator. The panel recapped a challenging 2022 as well as discussing some of the main risks and opportunities for 2023.
David Tulk
Portfolio Manager
March 02, 2023
3 reasons investors should avoid reacting to stock market volatility
If you’ve been keeping an eye on your stock portfolio lately, there’s a good chance you’re stressed out. But turning that anxiety into action could be really harmful in the long run.
February 27, 2023
How investors should navigate the recent volatility
Losing money is an awful experience and losing money for clients who have entrusted you with their hard-earned savings is even worse. However, there is a significant difference between a temporary loss on paper and a permanent loss of capital.
February 27, 2023
Homebuyers hope 'patience pays off' as prices drop, recession predictions loom
As housing prices have been on a steady decline, bidding wars are less frequent and economists foresee an end to the Bank of Canada's quick succession of interest rate hikes, many prospective homebuyers feel 2023 may be the year their luck changes.
February 24, 2023
What to Do if the Current Bear Market Drags On
It's fair to say that 2022 was an overwhelmingly challenging year for investors. All major indexes took a tumble last year as factors like inflation, recession fears, and the Ukraine conflict took hold. And 2023 is starting out with a lot of investors feeling iffy about a near-term recovery.
February 16, 2023
2023 Canadian income tax brackets
Check out this easy-to-understand refresher on how the Canadian tax system works, featuring 2023 Canadian income tax brackets, rates, and dates.
February 15, 2023
Five tips for investors after the stock market’s most tumultuous year since 2008
Wall Street ended 2022 on a low note. But experts say there are a few moves you can make now to ensure your portfolio is ready for 2023.
February 14, 2023
Three things you should know about crypto taxes
Many people prize cryptocurrency for the anonymity they offer and the fact they aren’t controlled by governments or central banks. But that doesn’t mean you don’t have to pay taxes on cryptocurrencies.
February 14, 2023
The case for investing in bitcoin during crypto winter
Here is a reminder about how the strengths of bitcoin – and long-term benefits of owning it – could greatly outweigh the risks.
February 14, 2023
How to go back to the financial basics in 2023
Between inflation, rocky equity markets, and a crypto rollercoaster, 2022 was a weird year. Despite a strong job market, uncertainty abounded. If you're in recovery mode, financial advisors say the best thing to do in 2023 is to forget about the next best thing—go back to the basics.
February 13, 2023
FidelityConnects: CARP – Post-pandemic retirement trends
Canadian Association of Retired Persons executive David Cravit discusses the post-pandemic trends affecting retirees, including inflation, health care and achieving financial security.
February 10, 2023
The T5 Statement of Investment Income Tax Form Explained
We all know the T4, but there are many other forms to keep track of. If you earned interest on an investment in the previous year, you'd likely receive a T5 slip. But what is a T5, and how do you report it on your T1 general return?
February 10, 2023
How aunts and uncles can open an RESP for the kids in their lives
You don’t have to have kids of your own to help a deserving one get through college.
February 01, 2023
VISION2023
Join our experts as they discuss key investment trends and opportunities that could potentially affect your clients’ portfolios in 2023.
January 31, 2023
Five myths about trading options
Here are some common myths about options that have emerged over the years that make them sound overly complex and risky, but many of the fears are overstated.
January 25, 2023
Fidelity perspectives: What lies ahead in 2023
Fidelity Portfolio Managers weigh in on the current markets.
January 23, 2023
Living green can help you cope with inflation, but it's not feasible for everyone
Those with low-carbon lifestyles are avoiding a big chunk of the recent run-up in prices. Experts call for government action to make it easier for people to avoid fossil fuels.
January 20, 2023
Quarterly Blockchain Newsletter - Q4 2022
Quarterly update on blockchain news written by Meghan Chen.
January 20, 2023
How to invest tax-efficiently in a non-registered account
Tax-efficient investing reduces or defers taxes, allowing investors to keep more of their money working for them.
January 19, 2023
Fidelity ETF Exchange - Reviewing the main ETF trends of 2022
In this episode our panel breaks down all the notable ETF industry trends of the past year. 2022 brought approximately $35B in net creations, good for the third best year in history following only 2021 and 2020. Some of the key topics discussed include the resilience in fixed-income flows, the slowdown in interest for crypto ETFs, Dividend stocks making a strong return as the equity factor with the most inflows, and more.
Andrei Bruno
Director, ETF Capital Markets
January 18, 2023
Protective put: What it is, how it works and examples
When used properly, protective put strategies are a great tool for investors who want to participate in the stock market but also want a level of market risk mitigation in times of market volatility and in downturns.
January 18, 2023
A Toronto tax lawyer's guide to basic personal amount tax credit
The Basic Personal Amount (BPA) is a non-refundable tax credit that can be claimed by all individuals who are Canadian tax residents.
January 18, 2023
Tips for financial prosperity in the Year of the Rabbit
Tips for financial prosperity in the Year of the Rabbit, saving and investing the red envelope money to help mitigate the long-term inflation risk.
January 16, 2023
What you should look for in a financial professional
Finding a financial professional can feel like a daunting task. Here are a few tips for finding a financial professional who may be the best fit for you and your future.
January 16, 2023
Financial Focus: What to expect from a financial adviser
If you know how important it is to invest for your future, but you’re unsure of the road to follow, you may want to get some guidance and direction from a financial professional.
January 16, 2023
Cheap date? Finding 'the one' on a budget when everything costs more
With the inflation rate at a nearly four-decade high of 8.1 percent, the rising cost of living is putting pressure on people simply trying to engage in everyday activities, including dating
January 13, 2023
New to crypto? Do these 3 things before you buy
While a downturn may be an intimidating time to invest, slumps can actually be fantastic buying opportunities.
December 28, 2022
How to get a mortgage with bad credit in Canada
Learn how to qualify for a mortgage and what steps you can take to improve your credit score.
December 28, 2022
Helping young people get into the housing market
A key focus of Budget 2022 is making housing more affordable for young people in communities across the country.
December 28, 2022
What is a T1 General income tax form?
If you're new to filing taxes, there's a lot more to the T1 General than you may realize.
December 23, 2022
The benefits of using Tax-Free Savings Accounts
TFSAs are as simple as it gets. Contributions are made post-tax and they grow tax-free. They help you avoid tax on your investment growth.
December 16, 2022
Fidelity ETF Exchange - Fixed-income ETF perspectives with Andrei Bruno
In this episode of the Fidelity ETF Exchange - powered by FidelityConnects, host Étienne Joncas Bouchard and guest Andrei Bruno, Director ETF Capital Markets at Fidelity Canada, sat down to recap all things fixed-income for 2022.
Andrei Bruno
Director, ETF Capital Markets
December 15, 2022
This 33-year-old musician makes $65,000 a year. How should he budget so he's prepared to move in with his partner?
Right now, rent is low: Michael currently rents a room from a married couple in Parkdale, and pays just $775 a month. He wants to know how to budget ahead for a drastic increase in rent when he jumps into Toronto’s hot rental market.
December 09, 2022
Six ways to enjoy holiday shopping despite inflation
Read on for some tips about how to save money this time of year.
December 07, 2022
Should I stay or should I own: Half of Canadian millennials say they'd have to leave the city they love to buy a home
Canadian millennials who hope to one day own a home face a difficult decision: Stay in the city they love, or leave if they want to realize that dream.
December 02, 2022
5 tips to beat inflation from top finfluencers
Here’s what top finfluencers are doing to control their financial narratives, maintain their purchasing power, and even grow their wealth in the midst of all this inflation.
November 30, 2022
5 Ways to prepare for a recession
Thorough preparation is the best way to protect yourself for a potential recession and stay ahead of the curve.
November 30, 2022
Fidelity ETF Exchange - Portfolio Construction Perspectives with Cameron Chamberlain
With 2022 shaping up to be one of the most challenging years of the past decade from an asset allocation perspective, the panel explored how to manage interest rate vs. credit risk, how to combine various investment factors, as well as what are some of the potential risks we are facing on a go forward basis.
Cameron Chamberlain
Portfolio Strategist
November 29, 2022
Fidelity ETF Exchange - 2022 Equity Factor Recap with Bobby Barnes
In this episode, our panel provides a recap of equity markets from a factor perspective for 2022. Some of the key topics discussed include a review of where we are in the market/economic cycle, which factors worked and didn’t work over the past year, and how to use factor ETFs to diversify the equity sleeve of a portfolio.
Bobby Barnes
Head of Quantitative Index Solutions
November 29, 2022
Allison and Eliza want to get married. Can they pay their bills and still save up?
With the inflation rate at a nearly four-decade high of 8.1 percent, the rising cost of living is putting pressure on people simply trying to engage in everyday activities, including dating
November 22, 2022
Tax Tip - Valuing your cryptocurrency
When cryptocurrencies are held as capital property, you must record and track the cost when you acquired them, so that you can accurately report any capital gains when you sell them.
November 21, 2022
Year-end tax tips - 2022
Peter Bowen and Michelle Munro’s top tax tips for Canadian investors.
November 16, 2022
The upside of a downturn
Here are five potential upsides of a downturn in both the economy and financial markets.
November 03, 2022
Fidelity ETF Exchange - Q3 2022 ETF Industry Recap
In this episode of the Fidelity ETF Exchange - powered by FidelityConnects, host Étienne Joncas Bouchard and guest Christopher Drynan sat down to recap notable trends and headlines in the Canadian ETF Industry for Q3 2022.
Bobby Barnes
Head of Quantitative Index Solutions
October 28, 2022
Five risks to your retirement income
There are five key retirement risks that every Canadian must keep in mind. Here’s a summary of those risks and some suggestions on how to keep your plan on track.
October 26, 2022
TFSA contribution limit: understanding how TFSA contributions work
This overview of the Tax-Free Savings Account (TFSA) covers contribution limits, withdrawals, and more.
October 26, 2022
Budget 2022: Feds create new tax-free account for first-time homebuyers
Canadians looking to save a down payment to buy their first home will have a new tax-free savings account to use starting in 2023.
October 21, 2022
Quarterly Blockchain Newsletter - Q3 2022
Quarterly update on blockchain news written by Meghan Chen.
October 21, 2022
Millennial Money: A scarcity money mindset can cost you
A scarcity mindset can work against you, persuading you to make financial choices that aren’t in your best interest.
October 14, 2022
What matters more to a secure retirement: a financial advisor or financial literacy?
If you had to choose one, which is more important: financial literacy or a good advisor? Let’s explore the options.
October 14, 2022
Here’s why the price of ether has been so volatile in 2022
An article diving into the reasons why the price of ether has experienced volatility throughout 2022.
October 11, 2022
C - Contributions and cashing out an RESP
A series of articles breaking down the ABCs of RESPs.
October 07, 2022
5 expert strategies to help you manage financial anxiety
Beat your financial anxiety by finding the sources of your anxiety and dragging them into the daylight.
October 07, 2022
B - The benefits of RESPs
A series of articles breaking down the ABCs of RESPs.
October 07, 2022
5 steps to pursue financial stability in a world of volatility
Let us explore strategies that could guide us to this euphoria and help cope with the world of financial volatility that we find ourselves in.
October 07, 2022
A - An introduction to RESPs
A series of articles breaking down the ABCs of RESPs.
October 07, 2022
How to cope with inflation stress, according to mental health experts
Inflation is causing financial concerns for many people. Here’s what you can do if you’re feeling stressed about inflation or a possible recession.
October 07, 2022
How to get over your fear of money
Every negative belief we've internalized about money? They all boil down to fear. It's time to get past it.
October 06, 2022
How to protect your financial wellness from market volatility
Market news and market changes do not necessarily imply a need for a change in your investment strategy.
October 05, 2022
With markets down, is now the time for young people to invest?
For those with cash to invest, answer these three questions before you decide to invest new money in the stock market.
October 03, 2022
Here’s how to get government grants into your RESP
How you can go about getting that grant into an account is a question many RESP holders have, but fortunately, it’s an easy process.
September 30, 2022
Tips to avoid emotional investment while investing in crypto
Avoid trading out of fear, greed, or euphoria. Learn how to manage your emotions when investing in the volatile crypto space.
September 26, 2022
Ethereum roadmap and risks
This article is Part 5 of a five-part series that aims to provide an overview of the Ethereum network from an investment perspective.
September 20, 2022
Introduction to DAOs
This article is Part 4 of a five-part series that aims to provide an overview of the Ethereum network from an investment perspective.
September 20, 2022
Introduction to DeFi
This article is Part 2 of a five-part series that aims to provide an overview of the Ethereum network from an investment perspective.
September 20, 2022
Introduction to NFTs
This article is Part 3 of a five-part series that aims to provide an overview of the Ethereum network from an investment perspective.
September 20, 2022
Introduction to Ethereum
This article is Part 1 of a five-part series that aims to provide an overview of the Ethereum network from an investment perspective.
September 20, 2022
The case for small and mid caps
Although it is true that large caps frequently make the news, investors might not want to overlook the wide range of mid caps and small caps available, as they may offer a higher growth and return potential.
September 13, 2022
This 28-year-old dancer makes over $50,000, can she save up for a down payment on property?
After reviewing Kate’s income, expenses and lifestyle, a financial professional provides insights and recommendations to help her with her savings goals.
September 13, 2022
Can this millennial, making $55,000 a year, pay off her OSAP and move out of her parents' home?
29-year old Anna seeks financial advice on how to pay off her OSAP loans as well as create enough wealth to move out on her own.
September 09, 2022
Is it still safe to invest in the stock market right now?
While there are a few reasons you don't need to worry about the market's future, there are also a couple of situations where it may be best to avoid investing for now.
September 07, 2022
Fidelity ETF Exchange - Frontline Perspectives with Ghislain Maillet
In this episode of the Fidelity ETF Exchange - powered by FidelityConnects, host Étienne Joncas Bouchard welcomes Ghislain Maillet, District Vice President at Fidelity Investments Canada. The objective of the episode is to get some refreshing perspectives of the Canadian ETF industry, and it’s evolution over time from the eyes of a seasoned industry expert.
Ghislain Maillet
District Vice President
September 06, 2022
13 myths about working with a financial advisor
There are a lot of myths and misconceptions about financial advisors. Because of this, some people are hesitant or downright resistant to working with someone based on inaccurate perceptions.
September 06, 2022
How does the market perform during an economic recession? You may be surprised
So, how do stocks perform when the economy is faced with a recession?
September 06, 2022
How younger Canadians can prepare themselves for a potential recession
Amid soaring inflation and the Bank of Canada increasing interest rates more aggressively relative to past tightening cycles, concerns about a possible recession are growing.
September 01, 2022
Canadian financial therapists on how to deal with the stress you feel over money
For the fifth time in eight years, Canadians surveyed by Leger, on behalf of FP Canada, say money is their top source of stress — far more worrisome than personal health, work and relationships.
August 31, 2022
Should you pull your money out of the stock market right now?
With major market indexes being down significantly, a lot of people are seeing losses in their portfolios. But pulling your money out of the stock market right now is a move you might sorely regret.
August 18, 2022
What rising inflation means for bitcoin
With each month bringing a more eye-popping rise in prices, how do cryptocurrencies fit into this narrative?
August 16, 2022
Stock market downturn: 1 effortless way to avoid losing money
There's a simple and effective way to protect your savings regardless of whether this slump worsens or not: Keep your money in the market.
August 12, 2022
Better money habits that have nothing to do with money
Some daily habits, that technically have nothing to do with money, can hugely improve your relationship with it. And most of them will enhance your life in other ways too.
August 11, 2022
Avoid these 4 mistakes if you're trying to build your savings
If you're hoping to save more, make sure you're making the right moves to set yourself up for success. Find out what mistakes to avoid if you're trying to build your savings.
August 11, 2022
Managing your money starts with your emotions
Money can trigger strong emotional reactions, which can lead to not-so-great decisions, like missing payments or overspending.
August 10, 2022
My portfolio is down 14%; here's why I'm not worried
While no one likes to see their investment portfolio go down (myself included), here are three reasons I'm not particularly worried -- and I don't think you should be, either.
August 09, 2022
Budgeting secrets for those who dislike budgeting
I have a confession to make: I dislike budgeting. I have been in the finance industry for over 20 years and I still cringe inside when thinking about it. I know I am not the only one.
August 03, 2022
Three reasons to remain calm through bitcoin volatility
There are many reasons why cryptocurrencies are so volatile. Understanding what influences their market prices can help you decide whether to invest in it or continue watching their developments. These are three things investors should remember when investing in cryptocurrencies.
August 03, 2022
Fidelity ETF Exchange - Portfolio Construction Perspectives with Cameron Chamberlain
With 2022 shaping up to be one of the most challenging years of the past decade from an asset allocation perspective, the panel explored how to manage interest rate vs. credit risk, how to combine various investment factors, as well as what are some of the potential risks we are facing on a go forward basis.
Cameron Chamberlain
Portfolio Strategist
July 28, 2022
Quarterly Blockchain Newsletter - Q2 2022
Quarterly update on blockchain news written by Meghan Chen.
July 22, 2022
It’s always better when we’re together: how to cohabitate with financial success
Some tips that focus on the financial side of things that can transform one of the biggest stressors in a relationship into a key part of a successful and blissful relationship.
July 18, 2022
5 financial benefits to being a renter
In addition to having fewer responsibilities, several financial benefits can come with being a renter. Find out how being a renter could benefit your bank account.
July 18, 2022
Psychological reasons we spend way more than we mean to
While some of us are pretty disciplined when it comes to spending, some of us are more impulsive, and that's not entirely our fault.
July 15, 2022
Worried about a recession? Do these 3 things to prepare
As a long-term investor, there isn't much you can do to change any of the broad market indicators, but there are a few things you can do to manage through them -- especially in the event of a recession.
July 14, 2022
4 psychological reasons that could be behind your money problems
Getting to the emotional root of your money problems can be the key to making major positive changes. Here's what some of your financial issues could really be about.
July 14, 2022
Beyond Financial Literacy: What you need to win with your money
financial literacy isn’t enough — you also need financial capability, financial wellness and financial resilience. Here’s how to get them.
July 07, 2022
Fearless conversations can help you grow your money – and your relationships too
Knowing that money is a hot topic, it’s a subject that many avoid. That’s a huge mistake. There are so many benefits to having fearless conversations about money.
July 04, 2022
Freelance Financials: How to protect your wealth while moving to contract work
For those new to freelancing, it’s vital to secure your finances to make it a long-term career or simply use the work while you discover your next gig.
June 29, 2022
What does it mean to invest in yourself?
Even though investing, in general, can be overwhelming, investing in yourself can be one of the easiest, cheapest, and most rewarding benefits of your time.
June 28, 2022
Everything you need to know about market volatility
An article to answer all of your burning questions about market volatility.
June 28, 2022
How to spring clean your finances so you can be more organized and intentional with your money
Every year, spring cleaning offers the opportunity to tackle big projects you've been putting off—and that can include decluttering your finances.
June 27, 2022
Don’t change jobs until you make these smart money moves
If you count yourself among the millions of people thinking about changing jobs, you have many decisions to make, including several that could significantly impact your personal finances.
June 24, 2022
6 ways to stop throwing your money away
Every business owner (especially new entrepreneurs) is guilty of throwing their money down the drain at some point or another. But, there are plenty of ways you can steer clear of throwing your money away and save that dough for more important things, like growing your business.
June 22, 2022
Simple ways couples can save money during inflation
I had the opportunity to chat with Andy Hill, a personal finance expert who, with his wife, went from living with a negative net worth to become millionaires in less than ten years.
June 21, 2022
Spring-clean finances with some automation
Automating financial tasks sounds like the perfect way to check mundane items like saving and paying bills off your to-do list with minimal effort. But there’s a potential downside to giving up manual control.
June 21, 2022
Saving, budgeting, personal finance
In order to design, build, and live the life you desire, you need financial security and stability as a foundation. As a matter of fact, building a financial plan is similar to building a house. To hold up your needs throughout your lifetime, they both require a strong foundation.
June 21, 2022
Millennial Money: Learn your parents’ financial plans ASAP
When parents die, it’s often up to their children to manage not just grief but also financial tasks. Planning for those to-do’s now could help later when you experience what may be some of your hardest days.
June 20, 2022
4 investing moves to make instead of panicking about volatile markets
When stocks are plunging, the best advice is often to do nothing. Fortunately, if you’re the type who must do something when markets get extra volatile, there are a few sensible and safe steps to consider that could help your finances (and your stress levels).
June 20, 2022
3 habits of high-earning women that can help just about anyone with money, according to a financial planner who's worked with millionaires
Between fast-paced workdays, busy family lives, and breaking glass ceilings, high-earning women have a lot to juggle.
June 20, 2022
Millennial Money: How to tell when money advice is bad
There are a lot of people out there who want to tell you what to do with your money. The problem is only some of them know what they’re talking about.
June 16, 2022
A week in Toronto, Canada, on a $38,300 salary
Today: a finance and fundraising coordinator who makes $38,300 per year and spends some of her money on an Akari Light Sculpture.
June 13, 2022
S&P 500 Slump: What does it mean for your investments?
The stock market has had a rough few months, and many investors are wondering what this might mean for their portfolios.
June 09, 2022
Spring cleaning for your money
The very moment when you are forced to gather and organize your tax materials is a great time to clean up some of those overflowing and physical files and to understand in which instances you can consolidate various accounts.
June 08, 2022
The Fed and your money
What the central bank’s announcement means for interest rates, markets—and you.
June 03, 2022
Is it safer to pull your money out of the stock market or keep investing for now?
Pulling your money out of the stock market during down periods can often do more harm than good in the long term. Here's why you should keep investing during such periods.
June 03, 2022
Don’t prank yourself financially
From a financial perspective, many find themselves in what can seem like a perpetual April Fool’s joke with failing budgets, debt spirals and investment strategies that cause them to lag the market.
June 01, 2022
How gratitude can help your financial life
Gratitude makes us more aware of the sources of joy, wonder and hope in our lives. Being grateful also can improve health, strengthen relationships and help us manage our money.
May 31, 2022
Try a reverse bucket list to kick 5 financial habits that are slowing you down
Most of us are familiar with the concept of a bucket list where you list the different things you want to achieve during your lifetime. A reverse bucket list is about mindfulness.
May 31, 2022
Millennial Money: Just how passive is passive income?
The opportunity to make money while we sleep is one few of us would turn down. And passive income, at face value, suggests we can do just that.
May 31, 2022
Big brands are jumping into the metaverse – will their bet pay off?
The metaverse is virtual. But it’s also real. It’s an online world that might generate its own economy. So far it’s been mostly created and championed by Mark Zuckerberg, who literally changed the name of one of the most familiar brands in the world to match its future promise – Meta. But the big brands are jumping in … and in a big way.
May 30, 2022
Should you start investing when you still have debt?
Not only can a lot of credit card debt cost you money in interest charges, but it can also result in credit score damage, making it harder to borrow affordably when you need to.
May 26, 2022
Should I invest in equities?
Greater risk can mean greater return, you might have heard this saying. Still, many investors shy away from equity investments, which can be found in actively managed mutual funds, fearing the stock market’s potential volatility.
May 25, 2022
Is now the right time to risk money in the current stock market?
Market timing is challenging. In theory, taking money out just before stock prices plummet and reinvesting when prices are at rock bottom makes sense. However, because the market is sometimes unpredictable, knowing exactly when to sell is practically impossible.
May 24, 2022
‘Where’d the money go?’ How to handle a windfall
A windfall can either be a lifeline to short-term financial relief or a stepping stone to long-term financial stability. But because of our inherent money personality, we may not make the best use of the surprise cash.
May 24, 2022
1 simple move that can get you through any stock market crash
There is one move you can make right now that could not only help your investments survive a market downturn, but also make volatility less intimidating: Keep a long-term outlook.
May 24, 2022
3 major investing mistakes to avoid during a down market
At times like these, it's important to approach your investment decisions strategically. And that means steering clear of these all-too-common mistakes.
May 16, 2022
7 rules for long-term investing success
Long-term investing requires some basic rules to avoid pitfalls along the way.
May 16, 2022
How (and why) to live on one income in a two-income household
Financial experts share why you should think about living on one income—and steps to make it happen without it feeling like a punishment.
May 13, 2022
Introduction to the Metaverse
We are still in the early stages of the development of the metaverse. In this article, you'll get a well-rounded introduction for Canadian investors.
May 11, 2022
Kids and Money: Holding the money talk needs to happen early in a relationship
Getting married is a major commitment both emotionally and financially. But for whatever reason, many couples would rather discuss their weight, their health, their political views, and their religion than the balance on their credit card, the number of payments left on the car loan, and how much debt they’re on the hook for.
May 11, 2022
Top ten questions on crypto
Answers to your most asked questions to help make sense of cryptocurrency: what it is, how to invest in them and why everyone is talking about them.
May 10, 2022
NFTs: art, real estate and so much more
NFTs can represent various things. Many popular NFTs are linked to pieces of digital artwork, but other NFTs are associated with collectibles like Pokémon cards, sports memorabilia, memes, videos, and miscellaneous online items like tweets or blog posts.
May 09, 2022
Can bitcoin be sustainable? Inside the Norwegian mine that also dries wood
Bitcoin mining, the process of earning cryptocurrency by solving complex computational math puzzles and verifying transactions in the process, is famously energy-intensive.
May 05, 2022
Foundations begin to embrace ESG
Foundations have historically separated their grant-making function from their investment function, but increasingly these two aspects of foundation management are being brought together.
May 04, 2022
NFTs are changing the game
Digital tokens are unlocking a new future for sports fans, even if not everyone's sold.
May 04, 2022
Saved a lot working from home? How to manage spending as you inch back to the office
Those who have worked remotely for two years begin to head back to the office some or all of the time and they're realizing those savings rates could evaporate quickly.
May 04, 2022
ETFs: A guide for Canadian investors
A guide to purchasing ETFs from Canadian fund companies
May 02, 2022
Millennial Money: Take your money to the next level
Millennials may still feel quite young (despite those pesky gray hairs and less-than-fine lines), but in so many ways, we have adulted. So it’s time for our money management to grow up a bit, too.
May 02, 2022
What is the average net worth by age in Canada?
What exactly is net worth, and how is it calculated? In this article, we'll dive into the numbers.
May 02, 2022
How investors evaluate a company’s ESG
Investment funds that target companies with environmental, social, and governance (ESG) policies have experienced record growth. Yet it’s difficult for companies to know which ESG actions will affect the value of their stock.
May 02, 2022
From human rights to recycling bins: how can you define ‘ethical investing’?
Companies are facing increasing consumer and shareholder pressure to ensure the investments they make are ethical. But how do they define what’s ethical?
April 29, 2022
How to get more joy while giving to good causes
We may think spending money on ourselves will make us happier than spending it on someone else. That belief can make it hard to carve money out of our budgets to give to good causes.
April 25, 2022
Tax Tip - Filing your taxes on paper
The Canada Revenue Agency (CRA) strives to help millions of Canadians with different personal situations to easily understand and manage their taxes.
April 21, 2022
New to NFTs? Here’s what you need to know
You can think of NFTs as essentially being digital stamps of authenticity, pieces of data that exist on a blockchain, which are intended to serve as incontrovertible evidence that a particular piece of intellectual property is the authentic original, not a copy.
April 19, 2022
4 key personal finance moves to make before you turn 35
They say 30 is the new 20. Considering how undisciplined many of us are with money in our 20’s, that’s probably a good thing.
April 12, 2022
5 crypto buzzwords everyone should know in 2022
In 2021, people couldn’t stop talking about cryptocurrency. 2022 won’t be any different. Here are 5 crypto buzzwords you’ll likely hear in 2022, and what they mean.
April 12, 2022
Basics of bitcoin
Breaking down the basics of everything you need to know about bitcoin.
April 12, 2022
Tax tip: If you're a senior, here are some tips to help you this tax season!
Getting all the benefits and credits to which you may be entitled to as a senior is not only top of mind for you, but for us as well! The following recommendations by Canada Revenue Agency (CRA) are to help you avoid interruptions to your benefit and credit payments.
April 12, 2022
Welcome to the Metaverse
What a year 2021 was! Cryptocurrencies soared, Coinbase went public, venture capital investors rolled out a conveyor belt for blockchain unicorns, non-fungible tokens and dog-themed coins took over the world.
April 12, 2022
Save for what makes you feel good in 2022
You probably know to plan and save for the big and boring expenses, aka financial needs. But what about the fun stuff?
April 12, 2022
CPP premiums are getting a bigger bump than planned. Here's why.
OTTAWA — Jan. 1 felt like Groundhog Day for all those paying into the Canada Pension Plan.
April 11, 2022
Mastering the last five years before retirement
For many people, retirement has always seemed like a far-off goal.
April 11, 2022
5 steps to reach your money goals in 2022
When you plan to start in the new year or some other important date for you, it can be easier to make that behavioral change, because we feel like we’re making a fresh start.
April 10, 2022
How to compound your money over time: Invest early.
Imagine how much more money you might have had in your bank account if you started investing earlier. One of the best ways to build wealth is to start investing early – even if it’s only a small amount.
April 06, 2022
Why you'll be on a blockchain when you're virtual-world hopping
You may think the metaverse will be a bunch of interconnected virtual spaces – the world wide web but accessed through virtual reality. This is largely correct, but there is also a fundamental but slightly more cryptic side to the metaverse that will set it apart from today’s internet: the blockchain.
April 04, 2022
4 ways COVID-19 has affected women’s financial planning
While men appear to be more vulnerable to the COVID-19 virus itself, women have been far more impacted financially by the pandemic. Additionally, the spread of the Delta variant, and now Omicron, and continued uncertainty around the economy mean that the impact of the pandemic on women and their money will likely continue for some time.
April 04, 2022
6 rules for saving, borrowing and spending money
The best personal finance advice is tailored to your individual situation. That said, a few rules of thumb can cut through the confusion that often surrounds money decisions and help you build a solid financial foundation.
April 04, 2022
How not having a budget can affect your finances
A number of factors can cause financial stress. However, without the right solutions and coping strategies, one can go into debt. The good news is, by devoting a little time to planning your budget, your finances can take a turn for the better.
April 04, 2022
Reluctant to retire? 3 signs you're ready
Some love what they do and never want to retire. Others are paralyzed by fear of the unknown, financial planners say. They may worry about living without a paycheck, spending down the money they worked so hard to save or figuring out how to structure their days in the absence of a job.
April 04, 2022
Investing by age series: Investing in your 20s
The financial decisions you make in your 20s are arguably more important than any other time in your life.
April 04, 2022
How to prepare for a baby
However, along with the excitement comes a lot of fear and anxiety for the couple. Lorraine, making $110,000 a year as a set designer - which includes many work weeks of 80 or more hours - knows that she'll have to prepare for her family's future.
April 04, 2022
5 money and life tips for near-retirees
Frankly, I could afford to stop working now, if we were willing to give up our dream home and move back to our previous house (that we still own and are leasing out). But unless forced into it, why would we?
April 04, 2022
Tips for effective personal finance management
Are you having trouble managing your finances? Do not worry because you are not alone. Financial management is a challenge many people face, which explains why some people opt to hire financial managers.
April 04, 2022
'Coast' into retirement while enjoying life
Who doesn't like the idea of being completely prepared for retirement? The thought of it is liberating.
April 04, 2022
How to get your finances in order for a first-time homebuyer
So you're ready to buy your first home? Do you know what that entails financially? Buying a home is exciting, and it can be a significant investment, but the process might seem daunting at times.
April 04, 2022
5 steps toward better personal finances in 2022
Finding financial focus in 2022 is going to bring you peace of mind and more money. Start with these five steps.
April 04, 2022
Preparing for home ownership
At 34, Sandro is able to call himself a homeowner in Toronto, unlike many other millennials.
April 04, 2022
4 reasons to invest in ETFs
I would love to become a millionaire before retirement thanks to my investments. And there's one particular type of investment I'm hoping will help leave me with a seven-figure nest egg: exchange-traded funds (ETFs).
April 04, 2022
This mentality helps people become super savers
Sometimes, life's expenses make it difficult to sock money away in a savings account, even when we try to be frugal.
April 04, 2022
Businesses see higher inflation, wages and job changes, Bank of Canada reports
Consumers and businesses expect increases in the cost of living to stay hot over the next year, the Bank of Canada says as part of surveys results that also show people more willing to search for new jobs, and businesses willing to pay more for workers.
April 04, 2022
Budgeting in the digital age: Why you should track your spending to the last penny
Managing our money is a lot like juggling. Juggling involves keeping three or more objects in the air while moving your hands quickly and precisely.
April 04, 2022
Economy shrank 0.1 per cent in July before August rebound, StatCan reports
Consumers appear to have helped the Canadian economy through a July stumble, as Statistics Canada reported Friday that real gross domestic dropped 0.1 per cent in the month before rebounding in August.
April 04, 2022
If these 3 things apply to you, it’s time to adjust your budget right now
Following a budget is a smart financial decision. If you stick to a budget, you may be less likely to land in debt, and you may have an easier time padding your savings account on a regular basis. But a budget isn't something you can simply set and forget. Over time, your budget may need an overhaul. And that's most likely the case if these three things apply to you.
April 04, 2022
Joel Tillinghast: Retiring from Portfolio Management in 2023
Joel Tillinghast
February 28, 2022
Why you should be considering dividend stocks right now
Learn why dividend stocks could be an effective way to diversify your portfolio.
November 24, 2021
Choosing the best ETFs in Canada: Five things smart investors check before buying
Learn the five key questions that smart investors should consider before choosing the best ETFs in Canada.
November 23, 2021
ETFs vs. Mutual Funds – What’s the Difference?
What's the difference between an ETF and a mutual fund? While both hold portfolios of stocks, bonds, commodities or metals only ETFs can be traded like stocks.
November 20, 2021
Frequently Asked Questions
An exchange-traded fund, or ETF, is a basket of securities that you can buy or sell through a brokerage firm on a stock exchange. ETFs are offered on virtually every asset class, from traditional investments to so-called alternative assets, such as commodities or currencies.
November 18, 2021
Carbon pricing is coming, but watch out for “greenflation”
Carbon pricing is an inescapable tool in the race to net zero, according to Fidelity’s latest Analyst Survey.
October 27, 2021
What is an ETF?
Exchange-traded funds, or ETFs, are a type of investment structure made up of a basket of securities that trades like a stock and can be bought or sold at any time during the trading day.
September 03, 2021
An overview of Fidelity Global Value Long/Short Fund
Daniel Dupont
Portfolio manager
July 20, 2021
An overview of Fidelity Market Neutral Alternative Fund
Brett Dley
May 14, 2021
The right ETF for you
January 28, 2021
The 411 on ETFs
Understand the basics of ETFs
January 28, 2021
An overview of Fidelity Long/Short Alternative Fund
David Way
October 21, 2020
Four successful women give advice to their younger selves
Accomplished women share career and money advice, saying mentorship, positive thinking and saving early are important to future success.
March 01, 2020
Investing lessons from a legend
Former Fidelity fund manager Peter Lynch shares some of his secrets to success.
November 01, 2019
ETF fundamentals
Watch Fidelity ETF experts in Part 1 of a three-part series focused on: What are ETFs and how do they work? The rise of ETFs: latest industry trends What are the different types of ETFs?
June 01, 2019
ETF portfolio construction
Watch Fidelity ETF experts in Part 3 of a three-part series focused on: how to choose the right ETF for your client.
June 01, 2019
ETFs demystified
Watch Fidelity ETF experts for Part 2 of a three-part series focused on the similarities and differences between ETFs and mutual funds.
June 01, 2019
Fidelity Global Fund: A three-pronged investment approach
Jeremy Podger
May 01, 2018
Principles for Responsible Investment announcement
All mutual fund companies in Canada must maintain an independent committee to advise investors about conflicts of interest that can arise from mutual fund management. Fidelity's Independent Review Committee has published the following annual reports.
February 01, 2018
Budgeting basics for post-secondary students
Managing money may be the most important financial skill every student needs to learn. Tens of thousands of Canadian students will be heading back to college and university. Though the classroom is predominantly virtual this year, investing in education is still the first major step toward financial independence.
Personal finance for young adults: Savings basics and the power of compounding
Are you just out of college and beginning a new career? Do you want to save money to buy a new car or home, or get married and eventually start a family
50/15/5: A saving and spending rule of thumb
Budget. Does anyone like that word? How about this instead—the 50/15/5 rule? It's our simple rule of thumb for saving and spending: Aim to allocate no more than 50% of take-home pay to essential expenses, save 15% of pretax income for retirement savings (RRSP), and keep 5% of take-home pay for short-term savings.
3 investment risk-management moves every retiree should make
You've finally reached retirement. You've spent the majority of your working years accumulating money. But now as you're nearing the time when you'll be using it, you're wondering how you can manage your investment risk. In retirement, your accounts will be declining because of withdrawals and you don't want this exaggerated by declines in market value. These three risk management tips will help.
Canadian inheritance tax: Is there such a thing?
A common misconception among Canadians is that they can be taxed on money they inherit. The truth is, there is no inheritance tax in Canada. Instead, after a person is deceased, a final tax return must be prepared on income they earned up to the date of death. Any monies owing are paid out from the estate assets before the remaining funds are transferred to the various beneficiaries. There are other costs involved in settling an estate, however, so it's good to have a basic understanding of how it all works.
4 reasons your debt-to-income ratio is so important
Sometimes, less is more. The same is true of debt. The lower your debt-to-income ratio, the healthier your financial picture, and the more money you may end up with in your bank account.
How COVID-19 impacts the "Sandwich Generation"
In many ways, those in the Sandwich Generation have been disproportionately burdened by the social, emotional and financial impacts of the coronavirus pandemic.
How the first time home buyer incentive works
Canadian housing prices have increased substantially for well over a decade now, particularly in large urban centres like Toronto and Vancouver, making it increasingly difficult for first time home buyers to enter the market.
How to handle money effectively as a blended family
In 40% of all new marriages, at least one person was previously married. Blended families come with unique financial dynamics that arise from merging families with different financial values, spending habits and money philosophies. Most likely the way you talk to your kids about money is probably different too. Even couples from similar financial backgrounds can have very different viewpoints on chores, allowances and savings plans. The money rules of one parent may not work for the other.
How to make money while you sleep
Sometimes it feels like there aren’t enough hours in the day to fit in everything you want to get done. Relationships, work, exercise, the list goes on. When it comes to how to make money, however, we have good news. There’s a simple and straightforward way to make money even while you sleep: saving and investing.
What’s the difference between minimalism and frugality?
"Minimalism" seems to be a trendy topic these days, with glowing articles in the New York Times and in The Atlantic and minimalism gurus like Marie Kondo writing bestsellers (she even has a Netflix show — and it's pretty good!). As someone who has practiced frugal living for a long time, the ideas and principles behind minimalism seem to be insightful and a useful parallel to frugality. Minimalism offers many insights that are valuable to financially successful people, and it definitely offers tools and ideas for financial success. However, even though minimalism shares some practices and principles with frugality, it is actually quite distinct from frugality. But what's the difference between the two practices?
How to apply for CPP: What you need to know
The Canada Pension Plan (CPP) is a guaranteed retirement pension administered by the Government of Canada. It provides Canadians with a monthly pension for life, based on how much they contributed to the plan during their working years. To apply for the CPP, you must be at least 60 years old, and have made at least one valid CPP contribution during your working years.
Defined benefit vs. defined contribution: What is the best pension?
A company pension plan can be a great perk of the job. But unfortunately, only 37% of employees in Canada have access to a company plan. In the past, these plans would have been the gold-plated defined benefit pensions. But the shift towards defined contribution pension plans now puts more of the retirement planning responsibility on the shoulders of the employees and not the employer.
Is dollar cost averaging in volatile markets better than investing a lump sum
How should investors navigate wild swings in the stock market? Whether you have extra cash sitting on the sidelines or are second-guessing your investment strategy, it’s easy to let hindsight bias or a fear of losing money impact your decisions.
5 tips for making smart investments in 2021
Building wealth in 2021 needs focus and dedication because investment trends have changed as people develop creative ways of making money. Fortunately, there are many investments you can make and generate great returns. However, you need to understand various smart investment tips that will work in 2021.
How to make a will – what you need to know
They say that there are only two guarantees in life: death, and taxes. If that's the case, it might surprise you to know that fewer than 50% of adult Canadians actually have a will. The number shrinks to about 10% for those under 35 years of age. Given that a will is such an important document, you'd expect more people to have one in place. Of course, one major risk of not having a will is that it leaves other people to decide what happens to your estate when you pass on.
How much money do you need to retire?
Figuring out whether you can afford to retire is a tricky process, because the staying power of your assets depends on so many assumptions and events. One of the key questions to answer is a rather simple one, though.
2020 Canadian tax brackets: what you need to know
Most Canadians who earn income have to pay income tax every year, at the federal and provincial level. Yet most of us don't have a true understanding of how our income taxes are calculated, or what tax bracket we fall into.
8 money mistakes to avoid in your 20s
There's a lot to figure out in your 20s as you transition to independence — but we'd argue that money management is one of your top priorities. The education system doesn't always do a great job preparing young adults to understand fiscal responsibility
Here's what to do as Canada student loan payments resume
Young people have been among the hardest hit financially by the pandemic. Employment of Canadians aged 15 to 24 was 15.3 per cent below pre-pandemic levels, by far the largest gap among age groups, according to Statistics Canada.
10 timeless investing principles
When times are good, it's tempting to throw caution to the wind. This is especially true during a strong economic environment.
How to calculate how much house you can afford
There are few things more exciting than buying your first home. Whether it's a downtown loft or a country cottage, you knew it was meant to be yours the first time you saw it.
How to be financially prepared for an emergency
An essential step in adulthood is properly protecting your finances, health, and personal decisions as you age and as life changes happen. With COVID-19 and the economic effects of the pandemic, there has never been a better time to ensure you're prepared for an emergency. While it may be difficult to think about, emergency preparedness can be crucial in rebuilding your finances or providing your family peace of mind.
4 key financial goals for millennials
When it comes to personal finance, being young has its pros and cons. On the one hand, you may be grappling with a lower salary than, say, your parents, as well as a shorter credit history, which can make it hard to borrow money easily.
3 ways to be frugal without being cheap
Frugality. It's a word that strikes different people in different ways. For some, it's a refreshing way to get more value out of your money. For others, it conveys a sense of cheapness or of self-denial. For yet others, it's just a way of living.
Financial organization skills you should know after retirement
When it comes to your financial well-being, there is a lot that goes into it. Over the years, you'll be sure to develop more and more knowledge on how to properly take care of yourself in a financial sense. When it comes to the organization of your financial well-being, here are some of the things you should know after you retire.
A down market presents charitable giving possibilities
While stock prices have fallen during the coronavirus crisis, don't let that keep you from supporting charitable causes. Even during a downturn, donating stock may be one way to achieve that goal and support the nonprofits that are tirelessly serving our communities during this time of urgent need. The recent 11-year bull market provided an incredible opportunity for many investors to grow their wealth and better position themselves financially for the future. While the latest decline in stock market prices has impacted portfolio values, many investors may still own securities that are worth more today than what they paid, especially if held for a decade or longer.
4 key steps to start investing once your debt is under control
If your debt payments are under control and you’re thinking about what to do with that extra bit of money you’ve saved, it’s time to prioritize investing.
Personal finance for young adults: Strategic philanthropy
Do you want to incorporate charitable giving into your financial plan? Would you like to learn more about how to become engaged in strategic philanthropy—either as an active part of an existing family legacy, or by finding your own path and creating a new tradition of giving? By making charitable donations to support the organizations and causes we care about, the hope is that we can make the world a better place and potentially build a legacy that reflects our values for future generations.
The resilience factor: how to apply it to improve your financial life
Life is full of obstacles and adversities – some large, some small and others like the global pandemic have affected every facet of our lives.
Pursuing his master's means doubling his debt
Ontario Student Assistance Program (OSAP) loans are interest-free while a student is enrolled in at least 60 per cent of a full-time course load. So, though there may be no immediate urgency to pay down his OSAP loan, that does not mean Charles should ignore it. If he has extra savings from his co-op program, he should consider contributing to a Tax Free Savings Account (TFSA).
Understanding how preferred shares work
Preferred shares are a type of stock that will provide you with a share of ownership in a company. They are listed on a stock market, such as the Toronto Stock Exchange (TSX), the New York Stock Exchange (NYSE), or the Nasdaq, and can be purchased by individual investors through their online stock trading accounts.
4 lies we tell ourselves about money and how to get it straight
Psychologists put it down to something called cognitive dissonance, the uncomfortable tension we feel when our behavior does not match our beliefs. We know that we should save for the future, protect our credit scores, and build wealth, so when we don't do it, we come up with lies to make ourselves feel better.
5 smart ways to use spare cash during the pandemic
COVID-19 has caused massive economic destruction, and many people have lost their jobs or experienced a reduction in hours. The economy has been recovering slowly, but unemployment remains very high and many people are still struggling to make ends meet. If you're lucky enough to find yourself with spare cash during these turbulent times, it's more important than ever to use it wisely. COVID-19 cases are spiking, and the country may well remain in a recession for a long time. There's no telling when you may need a little extra financial security.
Some older personal finance rules may no longer apply, experts say
Start saving for retirement in a Registered Retirement Savings Plan as soon as possible. Make sure you're saving at least 10 per cent of your income. Don't spend more than a third of each pay cheque on housing — but don't rent forever either.
Taking a lump sum payment? What you need to consider first
When it comes to company pension plans, employees prefer defined benefit plans. But come retirement, or when you decide to leave the plan, you have a decision to make. Should you keep your money in the plan and receive future installment payments? Or should you take it out as a lump sum payment and invest it on your own?
Investing 101
We're here to help you learn the basics of investing, understand how you can get started, and share some guiding principles that can help you become a confident investor.
What is capital structure and why does it matter?
A company’s capital structure is the combination of the debt and equity it uses to finance its long-term operations and growth.
Understanding investment risk
Before you start investing it’s important to have clear understanding of your risk tolerance and risk capacity.