Fund code: 725

  • NAV $19.43 $0.07 / 0.38%
    09-Feb-2026
  • Inception 03-Nov-2005
  • Benchmark Blended Index**
  • Aggregate assets
    (all series)     $1.520B
    31-Jan-2026
  • MER 2.12%
    30-Jun-2025
  • Distributions
  • Morningstar category 2025 Target Date Portfolio
  • Also available through Trust T-Series
  • Get Fund Facts

End investment

Annualized return

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Start NAV

$10.0000

End NAV

$10.4031
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Calendar returns (%) 31-Jan-2026

YTD 2026 2025 2024 2023 2022 2021 2020 2019
Fund 2.23 10.67 11.60 8.98 -13.36 7.10 10.67 13.85

Standard period returns (%) 31-Jan-2026

1 mo 3 mo 6 mo 1 yr 3 yr 5 yr 10 yr Inception
Fund 2.23 1.68 7.28 9.73 9.63 5.04 5.96 5.82

Why invest in this fund?

  • Designed to grow retirement savings.
  • Automatically adjusts asset mix to be more conservative over time.
  • Leverages Fidelity’s decades of proprietary research in lifecycle investing.

Risk measures (%) 31-Jan-2026

Fund
Annualized standard deviation 6.36
Beta 1.00
R² 0.98

Risk classification

  1. Low
  2. Low to medium
  3. Medium
  4. Medium to high
  5. High

This fund has a low to medium volatility rating

Allocation to underlying funds (%)

31-Dec-2025
  • Fund name Percentage
    Fidelity Emerging Markets Fund 10.2
    Fidelity International Equity Multi-Asset Base Fund 6.4
    Fidelity International Value Multi-Asset Base Fund 3.6
    Fidelity International Growth Multi-Asset Base Fund 3.4
    Fidelity International Equity Investment Trust 1.4
    Fidelity International Disciplined Equity Fund 0.6
  • Fund name Percentage
    Fidelity Insights Investment Trust 4.3
    Fidelity Blue Chip Growth Multi-Asset Base Fund 3.2
    Fidelity American Disciplined Equity Fund 3.0
    Fidelity U.S. Dividend Investment Trust 2.6
    Fidelity U.S. Small/Mid-Cap Equity Multi-Asset Base Fund 1.4
  • Fund name Percentage
    Fidelity Canadian Disciplined Equity Fund 4.0
    Fidelity Canadian Focused Equity Multi-Asset Base Fund 3.8
    Fidelity True North Fund 3.7
    Fidelity Dividend Multi-Asset Base Fund 1.4
    Fidelity Canadian Opportunities Fund 1.0
  • Fund name Percentage
    Fidelity Canadian Bond Multi-Asset Base Fund 13.5
  • Fund name Percentage
    Fidelity Global Developed Markets Sovereign Bond Index Hedged Multi-Asset Base Fund 9.1
  • Fund name Percentage
    Fidelity Canadian Real Return Bond Index Multi-Asset Base Fund 8.0
  • Fund name Percentage
    Fidelity Global Inflation-Linked Bond Index Hedged Multi-Asset Base Fund 7.3
  • Fund name Percentage
    Fidelity Canadian Government Long Bond Index Multi-Asset Base Fund 2.6
  • Fund name Percentage
    Fidelity Canadian Short Term Bond Fund 2.3
  • Fund name Percentage
    Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETF 1.3
    iShares Comex Gold Trust ETF 0.4
  • Fund name Percentage
    Net other assets 1.5
    Fidelity Canadian Money Market Investment Trust 0.1
    USD SPOT CC 0.0
    CAD SPOT CC 0.0
  • Fund name Percentage
    Fidelity American High Yield Currency Neutral Fund 0.1

Allocation

Country mix (%)

31-Dec-2025

Portfolio managers

Fund information