FFIX: Fidelity All-in-One Fixed Income ETF | Holdings, risk & how it works

If you’re looking to grow your money without

riding the rollercoaster of risky investments

But you’re not sure where to even begin,

You’re not alone.

It’s easy to get caught up in the hype around the latest hot stock pick -

But let’s be real, bonds rarely get the credit they deserve.

That’s why I want to talk about Fidelity All-in-One Fixed Income ETF, or FFIX.
It’s an all-in-one investment option that invests entirely in bonds —
meaning it’s built for stability, not drama.

FFIX is the most conservative option in Fidelity’s All-in-One lineup.

It launched in 2025 and aims to help Canadian investors

take the guesswork out of bond investing.

If you’re not sure about bonds,
Let me take it a step back.

Bond investing is basically a way to loan money to a company or government,

with the promise of paying the loan back, plus interest payments on top of it.

Because there are terms set in place, bonds

tend to be less risky than investing in stocks.

You can think of it like agreeing to a payment plan.

But that doesn’t mean that bonds don’t carry any risk.

Remember that all investments carry some risk.

FFIX aims to dial down risk.

FFIX is an ETF built from a number of Fidelity bond funds.

That means you're invested in a variety of different bonds.

And Fidelity manages the portfolio for you.

In fact, Fidelity has a powerhouse team of over 300 bond professionals.

They spend all day researching the market,

identifying opportunities,

and finding ways to manage risk —

so you don’t have to.

Another thing that sets FFIX apart

from all the other bond products out there

is that it invests in a combination of rules-based and actively managed products.

Wondering what that means

Stay with me!

First is through a ‘systematic’ approach.

You can think of it as a type of rules-based investing

that uses filters to pick investments that aim to give better returns,

without taking on too much risk.

Think of it as trying to focus on the good apples in the bunch, and less on the bad ones.  

The second way is through active management.

With active management, real people (portfolio managers) are choosing the bonds. That means they can look for the ones with stronger potential and avoid the ones that might not stack up.

With FFIX, you’re not just investing in bonds —

you’re investing in decades of Fidelity’s experience and research.

FFIX can make up the largest slice of the pie in your bond portfolio,

suitable for a TFSA, RRSP or non-registered account.

FFIX is conservative, so its goal is to show you a smoother ride.

Let’s recap.

With FFIX you get global exposure,

With a heavier focus on Canadian bonds;

Spread across bond sectors and investment styles.

Plus, the benefits of active management,

Packaged together in a lower cost solution

The idea is long-term steady growth.

This isn’t flashy.

It’s built with steadiness in mind.

If you want to know more about FFIX,

Check out the link below for more details.

Thanks for tuning in.