Why Fidelity All-in-One ETFs go beyond autopilot

Ever been on a flight where everything feels smooth until the weather changes? Autopilot is great when skies are clear, but when turbulence hits, you probably want your pilot ready to make smart calls.

ETF investing works the same way. Traditional index funds are like flying on autopilot. They keep you moving steadily, but they can’t respond when conditions change. Fidelity All-in-One ETFs are like having a co-pilot who can make thoughtful adjustments along the way.

What broad market index funds do well

Broad market index funds do exactly what they’re built for: tracking a specific market index by holding every company in it. They’re reliable, predictable and usually low-cost. It’s a big reason why so many investors love them. The catch? They’re designed to reflect the broader market as a whole. They don’t intentionally tilt toward factors or characteristics that research suggests may outperform the market over the long run. They simply follow the index rules, consistently, no matter what's happening.

How Fidelity brings an extra layer of guidance

Fidelity adds an extra layer with its All-in-One ETFs. The Fidelity factor ETFs serve as key building blocks within the All‑in‑One ETFs, where they blend the rules-based approach of index tracking, but they’re active in design and insights.

Instead of giving every company an equal spot in the portfolio, Fidelity’s factor ETFs tilt slightly toward certain types of companies for different outcomes. Why? Well, research suggests those tilts can help balance risk and return over time.

Comparing the two approaches

Autopilot only (broad market index fund)	Autopilot + co-pilot (Fidelity All-in-One ETFs)
No decision-making	Expert insights built in
Lower cost	Low cost, plus added expertise

For illustrative purposes only.

Why this difference can matter to you

Ultimately, an All-in-One ETF gives you the simplicity of portfolio autopilot, so you don’t have to stress over every market move. The goal is to help your portfolio stay aligned with your goals over time, even when the ride gets bumpy.

The best of both worlds

While an index fund can help you get from point A to point B, Fidelity’s ETFs aim to get you there smoothly, even when the skies aren’t clear. It all comes down to the difference between being on autopilot or having a co-pilot ready to take action.